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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181101)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

User interface friendly and easy to use

5
User interface friendly and easy to use Reviewed on: 14th July 2026

Always have a great experience

5
Always have a great experience and contact is good. The team are always available to help. Reviewed on: 14th July 2026

Great service

5
Great service good apr. Also great interest free period Reviewed on: 14th July 2026

Seamless transactions always & excellent customer.

5
Seamless transactions always & excellent customer.er service Reviewed on: 14th July 2026

Good, I enjoy it and would recommend

5
Good, I enjoy it and would recommend Reviewed on: 14th July 2026

Love PayPal and PayPal credit is fantastic, it allow...

5
Love PayPal and PayPal credit is fantastic, it allows me to buy things I wouldn’t be able to afford otherwise. Reviewed on: 14th July 2026

Trusted Supplier, makes payments easy.

5
Transactions are easy to set up, and administer. PayPal is a trusted financial service, that I look to for sending, or occasionally receiving money, Reviewed on: 14th July 2026

Used for years and never had an issue!

5
Really simple and clear on how to use, it's also great as a young person starting out their credit journey. Also using the group saving pots is a game changer! Have used PayPal and PayPal credit for years and have never had any issues! Reviewed on: 14th July 2026

No problems to date and I've been with PayPal for ov...

5
No problems to date and I've been with PayPal for over 20 years Reviewed on: 14th July 2026

Excellent service at all times, any issues are resol...

5
Excellent service at all times, any issues are resolved very quickly Reviewed on: 14th July 2026

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