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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I love the easiness to use my paypal credit

I love the easiness to use my paypal credit Reviewed on: 14th July 2026

Confident in shopping with PayPal.

Confident in shopping with PayPal. Reviewed on: 14th July 2026

Good customer service

Good customer service, value for money Reviewed on: 14th July 2026

Paypal credit helped me when I was at a very low tim...

Paypal credit helped me when I was at a very low time in my life, I was struggling and it helped me when I needed it most. It is great that there is no interest so paying it back makes it easier for me. Reviewed on: 14th July 2026

Never any major issues.

Never any major issues. Any problem sorted easily Reviewed on: 14th July 2026

Great experience .

Great experience .and good system. Reviewed on: 14th July 2026

Good serviceconvenient paying method on line

Good serviceconvenient paying method on line Reviewed on: 14th July 2026

Convient for spreading the cost of the purchase over...

Convient for spreading the cost of the purchase over time instead of paying a big chunk of money in one go, I take advantage of it. I treat myself occasionally e.g., last time I purchased the coffee machine that I had dreamed of for a long time Reviewed on: 14th July 2026

The people who sort people out

I find it simple to use and I’m 75 Reviewed on: 14th July 2026

find it very safe and easy to use

I have always been good with PayPal and find it very safe and easy to use. Reviewed on: 14th July 2026

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