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PayPal: PayPal Credit reviews

4.90
Based on 78,001 reviews, last reviewed 20th Apr 2026
2508300% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible payment options help build my credit I then... Flexible payment options help build my credit I then was able to support with a mortgage. Thank you Reviewed on: 20th April 2026
Atif H's avatar
Atif H

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (78001)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

4
A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Perfect experience

5
Perfect and amazing experience and good opportunity to use it in most of the online shops. It helps me to have chance to buy anything that I need and want and give me time to pay it back. Reviewed on: 16th April 2026

Recommend.

5
PayPal is a user-friendly and secure system. Reviewed on: 16th April 2026

quick and easy

5
Always quick response times plus easy applications Reviewed on: 16th April 2026

The trusted and only way to shop online.

5
PayPal has been a pivotal point for all my online shopping since I opened my account in 2010. Having the safety and financial security knowing all my cards and details are safe is a brilliant piece of mind. Should anything go wrong I know PayPal customer service have me covered. Reviewed on: 16th April 2026

It's been wonderful, pay pal service their custome...

5
It's been wonderful, pay pal service their customers representatives have been awesome. They are ready to answer your questions. Reviewed on: 16th April 2026

It's easy and fast and quick and app good menus...

5
It's easy and fast and quick and app good menus Reviewed on: 16th April 2026

PayPal credit option can make life easier:) thanks

5
PayPal credit option can make life easier:) thanks Reviewed on: 16th April 2026

My preferred way to pay and your covered if anything...

5
My preferred way to pay and your covered if anything goes wrong Reviewed on: 16th April 2026

Overall great

4
Easy to use, quick processing and fair. Reviewed on: 16th April 2026

The team are honestly amazing at helping sort issues.

5
The team are honestly amazing at helping sort issues. Always a pleasure to deal with and great with advice. Reviewed on: 16th April 2026