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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

I dont like when u pay money off and it takes a day...

3
I dont like when u pay money off and it takes a day or 2 to take it off my balance Reviewed on: 14th July 2026

Excellent Compuny.

5
I have been using pay pal for over 20 years. It has served me very well. Reviewed on: 14th July 2026

Love the option for pay in 3.

5
Love the option for pay in 3. Easy app to navigate. Trust security Reviewed on: 14th July 2026

easy to use compare to other payment methods

3
easy to use compare to other payment methods Reviewed on: 14th July 2026

Paypal equals versitility

5
I have paid for things, been paid for things. Bought large items and spread the cost. Ive used my paypal credit and have enjoyed a generous interest free period. Paypal just works!! Reviewed on: 14th July 2026

Great company

5
My experience with PayPal has been very good. I have never had any problem with PayPal I have been using PayPal for many years now and I am very happy them nothing negative to say all good.. Reviewed on: 14th July 2026

The Best

5
the safest application, any problem you have will be solved 100%, your money is insured Reviewed on: 14th July 2026

Customer service are friendly.

5
Customer service are friendly. They attended to my issues and ensured a solution was provided. Reviewed on: 14th July 2026

I transfer money to my daughter in Texas through zoo...

5
I transfer money to my daughter in Texas through zoom and found it very helpful Reviewed on: 14th July 2026

I have always had excellent customer service from Pa...

5
I have always had excellent customer service from PayPal professional and reliable service systems are very easy to navigate Reviewed on: 14th July 2026

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