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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104748 reviews)

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4.90

Based on 104,748 reviews, last reviewed 12th May 2026

2487400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent interst free options The interest free options offered by PayPal credit allows me to plan my finances and makes those unexpected purchases like needing a new household app... Read more Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104748)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Great always easy to use and good offers

Great always easy to use and good offers Reviewed on: 11th May 2026

PP payments options.

I use PP credit recently and I am finding it a very convenient way of completing purchases online. Pay in 3 is also a brilliant tool. For usual payments I appreciate PP customer cover they provide. I had issues with dodgy sellers in the past and all of them sorted with a positive outcome. I feel my money is secure. Reviewed on: 11th May 2026

Very happy with the PayPal credit option makes sense...

Very happy with the PayPal credit option makes sense in alot of ways, to use this service as you can pay back monthly payments instead of having to pay out a big sum upfront. Reviewed on: 11th May 2026

Amazing and very helpful

Amazing and when we need help the customer service always very helpful and solve the problem very quick. We’ve been with PayPal for over 10 years now Reviewed on: 11th May 2026

Very easy to use and they are extremely helpful if t...

Very easy to use and they are extremely helpful if there's ever any issues Reviewed on: 11th May 2026

Never had an issues with PayPal.

Never had an issues with PayPal. Been using them for years for simple and complex transactions and each experience has been straightforward. I’ve sent and received payments from people (friends and businesses) without any hassle. I love how simple and clean the UI is and how easy it is to navigate through the different options. There introduction of PayPal credit is very helpful and I’ve used it as a flexible option for large purchases. The interest free offer was very enticing to me and I liked how you could pay it back in instalments. Reviewed on: 11th May 2026

It helped me out a lot to get things finished...

It helped me out a lot to get things finished Reviewed on: 11th May 2026

My experience is excellent never experience bad serv...

My experience is excellent never experience bad services with PayPal. Reviewed on: 11th May 2026

Excellent

Very good for when u need it and very easy to use Reviewed on: 11th May 2026

Very good experience with paypal very good customer...

Very good experience with paypal very good customer service Reviewed on: 11th May 2026

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