Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

View other PayPal products

4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Fantastic

Easy to use, covers your spending if a dispute is required. Never had an issue using PayPal Reviewed on: 14th July 2026

Awesome great service

Awesome Great support as expected. Thanks. Reviewed on: 14th July 2026

Always easy to shop.

Always easy to shop. Great customer service on the phone - they know what they’re doing. Don’t have to wait long either Reviewed on: 14th July 2026

Simple, Quick and Hassle-Free

Convenient terms, a quick decision, and a reliable provider. I've had a great experience with PayPal Credit and would definitely recommend it to anyone looking for a simple and flexible way to spread the cost of purchases. Reviewed on: 14th July 2026

Excellent service from PayPal,

Excellent service from PayPal, great customer service if there is a problem, but usually straightforward with the reassurance that your transaction is safe and protected in this uncertain world. Reviewed on: 14th July 2026

Useful credit Facility with Helpful Customer Service.

I find the pay in three facility really useful for spreading the cost of high value items, particularly as the payment is taken automatically so it never missed. Reviewed on: 14th July 2026

PayPal is easy to use and very informative.

PayPal is easy to use and very informative. Reviewed on: 14th July 2026

Nothing but ease

Quick, easy to use and good insurance. PayPal credit is also very good rates Reviewed on: 14th July 2026

Good experience

Purchases are quick and easy to complete with the added confidence that your payments are secure. Reviewed on: 14th July 2026

I like pay pal

I like pay pal is easy for use. App is good Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101253 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub