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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,849 reviews, last reviewed 7th Apr 2026
558800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A reliable and simple confident credit facility The app and rewards programme with a card facility too makes everything so simple. Also, you have condifence that you can dispute transaction where th... Read more Reviewed on: 7th April 2026
Pav B's avatar
Pav B

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56849)

Amazing benefits

5
Very rewarding had great experience! Thanks Reviewed on: 3rd June 2023
Ruhel 's avatar
Ruhel

.money

5
PayPal is there to help when times are hard Reviewed on: 3rd June 2023
Kevin Watson's avatar
Kevin Watson

Spectacular service

5
Have used Paypal Credit for over 5 yrs and have found it easy to use, with an efficient and accessible app and website and it has helped me to improve my credit limit and manage my money better. Reviewed on: 3rd June 2023
Paul Hylton's avatar
Paul Hylton

paypal

5
using so many years of service and never have complained about the company! Reviewed on: 2nd June 2023
armands lipsis's avatar
armands lipsis

Best ever

5
Best ever access for credit, 4 months easy pay Reviewed on: 2nd June 2023
Denise Nozedar's avatar
Denise Nozedar

Great company

5
Great company, I've used them for years and never a problem. Reviewed on: 2nd June 2023
Jeff Smith's avatar
Jeff Smith

Simple and reliable

4
Helpful and has good customer support service Reviewed on: 2nd June 2023
Abiola 's avatar
Abiola

So safe! So secure!

5
Love the no interest for four months so helps when you need something fast. Washing machine, etc. Such a help. Reviewed on: 2nd June 2023
Yasmin Carter's avatar
Yasmin Carter

Excellent Way to Pay

5
With 4 whole months of interest free credit on purchases...whats not to like. Split the cost of your purchase over 4 months it makes budgeting easier and you never fall foul of standard interest rates. Paypal everytime. Reviewed on: 2nd June 2023
jackie 's avatar
jackie

Safe and easy credit.

5
Want a no fuss credit experience where you can see your credit balance at a glance then look no further than PayPal. Clear easy to use app with email payment reminders or simply set up a direct debit, good interest rates and a no fuss approach then PayPal is the best choice. Reviewed on: 2nd June 2023
David Griffiths's avatar
David Griffiths

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