Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Review of paypal credit

PayPal app is clear to understand Reviewed on: 9th June 2026

Always use pay pal,great service every time

Always use pay pal,great service every time Reviewed on: 9th June 2026

Great service I like it nnnnnnnnnjj

Great service I like it nnnnnnnnnjj Reviewed on: 9th June 2026

only with PayPal fast and cheap shopping

very easy, simple and fast payments 3 options 3 months, 4 months 0% and sometimes 12 months zero percent I am very satisfied Reviewed on: 9th June 2026

Very easy to use platform and making payments is simple

Very easy to use platform and making payments is simple Reviewed on: 9th June 2026

PayPal is ok but is not like normal credit as it is...

PayPal is ok but is not like normal credit as it is not able to be paid off with a credit transfer. Day to day and spreading cost it’s fine. Reviewed on: 9th June 2026

Easy to use, easy to contact if an issue arises.

Easy to use, easy to contact if an issue arises. No hassle at all Reviewed on: 9th June 2026

PayPal Credit Has Been Great for Me

I’ve had a really positive experience with PayPal Credit. The application was quick, the terms were clear, and managing my account has been simple. I like having the flexibility to spread payments when I need to, and everything has worked smoothly so far. Overall, it’s been a reliable and convenient service. Reviewed on: 9th June 2026

Best service for interest free credit

Really easy to use and a lot of interest free options to purchase Reviewed on: 9th June 2026

Pay pal is a fantastic finance provider.

Pay pal is in my relations with the finance provider, has been fantastic, so easy to deal with, has helped me with my hobbies, and now i have a credit card with them makes life so much easier. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub