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PayPal: PayPal Credit reviews

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4.91
Based on 56,979 reviews, last reviewed 7th Apr 2026
570700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy service Very happy with pay pal wouldn't go anywhere else been wit them 5years + good service no problems Reviewed on: 7th April 2026
graham m's avatar
graham m

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56979)

Spread cost

5
Love PayPal and the protection it gives you . Reviewed on: 31st July 2023
Juedrops's avatar
Juedrops

Great offers and easy to manage

5
The 0% interest for a period of time makes this a great value product. The website and app are simple to use making it easy to manage your money and payments Reviewed on: 31st July 2023
Tim Martin's avatar
Tim Martin

Safe and secure!

5
PayPal credit and payments give me peace of mind as it is safe and secure. No card to lose and always there if I need it. Easy to pay and I would totally recommend. Reviewed on: 31st July 2023
Lynsey Taylor's avatar
Lynsey Taylor

Worry free purchase

5
Brilliant for larger purchases when you know you can spread the cost interest free. Reviewed on: 31st July 2023
Barry Lawrence's avatar
Barry Lawrence

Peace of mind credit card repayment and pay in 3 instalments arrangement

4
The pay in 3 instalments arrangement is one of the best credit facilities in the market. It gives peace of mind and hassle free borrowing and repayments method Reviewed on: 31st July 2023
Cornelius Akinyele's avatar
Cornelius Akinyele

Excellent and quick credit application

5
I was very happy with the excellent and quick credit application after trying many different lenders. PayPal helped me control my credit score and got me updated with multiple emails and offers. Reviewed on: 31st July 2023
Moh Mhf's avatar
Moh Mhf

PayPal Fantastic Service

5
I couldn't have bought many much needed products without PayPal and its different affordable payment options and its best ever customer service who have helped me when I had a problem with a product on two occasions. There is nothing like this anywhere else. Reviewed on: 31st July 2023
Mark f Shelton's avatar
Mark f Shelton

Absolute protection

5
When ever I go through PayPal I know my back is covered and I have absolute protection with them. Reviewed on: 31st July 2023
Tony Hewitt's avatar
Tony Hewitt

Great service thanks paypal

5
Excellent service would recommend to all Reviewed on: 31st July 2023
Dan Hunt's avatar
Dan Hunt

Easy

5
You can use it to pay in 3 or via credit and pay over time, which is good for those who can't get a credit card just yet i.e due to age etc Reviewed on: 31st July 2023
Isoji Toluwa's avatar
Isoji Toluwa

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