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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Easy way to pay, flexible payback options, means I c...

Easy way to pay, flexible payback options, means I can pay each month and still know how much time I have left to complete my bill Reviewed on: 9th June 2026

5* - Simple & Easy

Easy to use and when you need to contact customer services you can do so at your leisure. The team are very quick and efficient at resolving your query. App is also very easy to use and simple to navigate Reviewed on: 9th June 2026

No hassle experience, good customer service all you...

No hassle experience, good customer service all you need Reviewed on: 9th June 2026

Paypal does what I need

Paypal has been a staple for me especially their 4 month interest free credit card. I also like not having to provide my card details to too many retailers Reviewed on: 9th June 2026

it to all my friends and

Just it’s just a nice easy app to usenice and easy app to use Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Why I use PayPal

I have been using PayPal for over a decade, any queries I have are answered quickly and efficiently. I have complete trust in its processes. Reviewed on: 9th June 2026

Happy with the service offered, from using PayPal in...

Happy with the service offered, from using PayPal in buying products, from calls to customer service. Excellent product. Different ways of buying and paying which fits in with my lifestyle Reviewed on: 9th June 2026

High recommended

Easy to use, great way of paying online or in store. Highly recommended Reviewed on: 9th June 2026

Always had a positive experience when dealing with P...

Always had a positive experience when dealing with PayPal services. Very pleasent customer services and fair treatment. Would recommend to family and friends Reviewed on: 9th June 2026

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