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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148268 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148268)

Secure and reliable payments

Secure and reliable payment service. It is a good peace of mind wherever you see the paypal logo for check out, you pay using the service with confidence.Have use it for many years and always in secureness. Reviewed on: 4th May 2026

Best app. Pay in 3 is a game changer

Best money management. I love this. Reviewed on: 4th May 2026

good service and commication.

good service and commication.i like using it Reviewed on: 4th May 2026

I had a very good experience with paypal for years.

I had a very good experience with paypal for years.. only one time when I was going through finance difficulties.. I was not able to pay my credit on time.. and paypal wiped all the credit that the offed me.. from £1000 to £0. Even with that i never stop using paypal, u believe it was my fault to why my credit account was closed.. I feel safe with PayPal thats why i continue using it. Reviewed on: 4th May 2026

So easy to use - never had any problems at all - tha...

So easy to use - never had any problems at all - thank you Reviewed on: 4th May 2026

Easy to use.

Easy to use. Any issues I've had, PayPal have resolved it, with good communication. Reviewed on: 4th May 2026

Great financial tool

Very good financial tool to work with Reviewed on: 4th May 2026

Usage of PayPal and the customer service provided wa...

Usage of PayPal and the customer service provided was excellent. No unnecessary delay and I was well addressed Reviewed on: 4th May 2026

Paypal is excellent help

Paypal is excellent help in spreading the cost for everything. Reviewed on: 4th May 2026

I was impressed about app .

I was impressed about app . I can easily now work on the system. Reviewed on: 4th May 2026

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