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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57057 reviews)

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4.91

Based on 57,057 reviews, last reviewed 7th Apr 2026

578100% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Credit review Convenient, easy to use and gives plenty of options Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57057)

Fabulous

As for me it is necessary for life, it makes shopping much easier. Very easy to use, everything clearly described. Highly recommended Reviewed on: 31st July 2023

Quick and versatile credit

Both PayPal credit options are easy to use and are very convenient. For items under £99, Pay in three is very affordable and interest free. For more expensive items I find PayPal credit especially useful with four months interest free. I always try to clear my balance within the free period but can extend it for a small interest charge. As with all credit solutions you must take care not to over extend yourself. Reviewed on: 31st July 2023

Spot on

Very suitable credit.Spot on.Thanks Reviewed on: 31st July 2023

Exceedingly Good Card

Well recommend, one of the best credit cards around. Reviewed on: 31st July 2023

Perfect

Always available when I need it and easy to use Reviewed on: 31st July 2023

Helps takes the pressure off

PayPal credit was a real life saver when we were a bit short coming up to holiday. It really took the pressure off and let us still enjoy our holiday. Reviewed on: 31st July 2023

PayPal is a way to pay

Great customer service as always. Being a customer for number of years. My payments and details are never at risk. Disputes are being resolved in timely manner and I'm very pleased with PayPal overall. I will always use PayPal to make any payments where applicable so do my family members and friends. Highly recommend for everyone. Reviewed on: 31st July 2023

Fast and reliable

Makes paying for bigger items easy, fast and reliable,and your backed by PayPal if any issues arise,They are my go to every time Reviewed on: 31st July 2023

Easy credit

Very easy to deal with, and very professional Reviewed on: 31st July 2023

Excellent service.

I am very pleased that PayPal Credit offers has so many different options to choose from installment payments. I hope that this service will continue to develop with new customers in mind. Reviewed on: 31st July 2023

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