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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

I have been with pay pal for years and had no issues .

I have been with pay pal for years and had no issues . Quick easy payments . Mostly online shopping. Love how you can pool money in groups Reviewed on: 4th May 2026

Overall pretty decent to be honest.

Overall pretty decent to be honest. Monthly payments do slowly creep up though. Reviewed on: 4th May 2026

Very good offer credits provider

Very good offer credits provider Reviewed on: 4th May 2026

Spreading the cost

Great access to loans when you need to spread the cost. Reviewed on: 4th May 2026

Paypal credit causes more debt and change t&cs

They change the agreement and make it so difficult to pay off the balance. They charge more and more interest every month and offer no fixed pay off options, driving you into more and more debt. Reviewed on: 4th May 2026

Good service and perfect balance of payment

Good service and perfect balance of payment Reviewed on: 4th May 2026

great customer service.., super safe payments

Super quick payment system , great customer service , definetely reccomend to everyone feel safe when using paypal Reviewed on: 4th May 2026

Flexible control

PayPal gives me flexibility and control at the same time, which is actually great Reviewed on: 4th May 2026

I use PayPal since 10 years and it was very helpful...

I use PayPal since 10 years and it was very helpful and simple to use for me Reviewed on: 4th May 2026

Good service, useful payment method

Good service, useful payment method Reviewed on: 4th May 2026

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