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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent service and fast delivery

Excellent service and fast delivery Reviewed on: 9th June 2026

I have been using paypal for about 10years now

I have been using paypal for about 10years now and it has always been reliable and easy to use for the majority of transaction that i make i make through paypal. Reviewed on: 9th June 2026

Such a great service, I have used it for many many y...

Such a great service, I have used it for many many years and it makes buying safe, fast and easy. Reviewed on: 9th June 2026

My Longest Relationship

Pay in 3 is the reason my bank account and my shopping habits are still on speaking terms. I've used PayPal for years and it's always been quick, secure, and ridiculously easy. At this point, I trust PayPal more than I trust my own impulse control ;) Reviewed on: 9th June 2026

Love paypal

I love paypal its helped me so much when needing to buy expensive stuff and i get to split the payments.Its safe and secure. Reviewed on: 9th June 2026

brilliant if your a little, short o...a helping hand

PayPal credit it brilliant if your a little, short on cash and need something. I use it often, you can pay it off bit by bit or all at once as there are options when you log into your PayPal. It’s so easy!!! Reviewed on: 9th June 2026

Excellent with ease of use

Excellent with ease of use and flexibility Reviewed on: 9th June 2026

Customer service and easy to use app

I mainly use the app as I has everything and easy Reviewed on: 9th June 2026

Easy to manage credit via the app

Easy to manage credit via the app, with lots of opportunity for interest free purchases over 3 month periods! Gives flexibility to make multiple payments if required! Reviewed on: 9th June 2026

Flexible

I really appreciate the flexible payment options and ease to use Reviewed on: 9th June 2026

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