Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,122 reviews, last reviewed 8th Apr 2026
584000% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal - handle your money with security. PayPal is the best and most efficient secure method for all payments and transactions. Also when PayPal has started to buy anything on Credit or on 3 ... Read more Reviewed on: 8th April 2026
SYED MEHDI's avatar
SYED MEHDI

Latest lowest rating:

2

It's okay It's being okay using Paypal the Paypal Credit 0% is a great feature. Reviewed on: 7th April 2026
nick s's avatar
nick s
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (57122)

Fast sign up, easy to understand the terms, and used on a majority of websites

5
I signed up for Paypal Credit for a little help in purchasing things over a long term plan or a short term pay in installments due to recieving disability benefits (which, unfortunately, don't cover just enough) and it's been wonderful being able to have a way to help pay for things that make life easier without having to worry about interest straight away or just the fact that you can't buy what helps because you just can't afford it. I recommend Paypal Credit highly. A lot better than another credit card company I won't name but was horrendous for how they handled switching their credit to another company's. Reviewed on: 4th August 2023
Meinfro's avatar
Meinfro

Always trustfull

5
Mosy secure way of payment,protect your money Reviewed on: 3rd August 2023
Denica Kirova's avatar
Denica Kirova

Excellent on going interest free payments.

5
I found that being able to spread payments over 4months on £100 spend (NTEREST FREE!), absolutely amazing and extremely helpful in the current climate. I just wish that all retailers would accept PayPal, most do, but there are many major players that don't! The most notable being amazon. Overall though I would wholeheartedly recommend PayPal especially for it's ease of use and convenience. Reviewed on: 3rd August 2023
Coco's avatar
Coco

PayPal is your pal

5
I vote PayPal as one of the best ways to pay for things it's really helped me also the pay in three no interest if you settle up within a certain time a lifesaver thankyou paypal Reviewed on: 2nd August 2023
donna johnson's avatar
donna johnson

Comprehensive credit and online payment solution

5
Gives you granular control over online purchases, with flexible credit and pay-over-time offers. Reviewed on: 2nd August 2023
MAVERICK's avatar
MAVERICK

Excellent Customer Service

5
Have dealt with PayPal for some time and they are quick to resolve issues and have excellent customer service. Reviewed on: 2nd August 2023
Liz Garratt's avatar
Liz Garratt

Quick and easy

5
No bells and whistles like a traditional credit card company, works perfectly for online transactions. Can be trusted highly! Reviewed on: 2nd August 2023
Shan's avatar
Shan

Great and no complications

5
It's easily accessible and secured Reviewed on: 2nd August 2023
Rasheed Adeshina's avatar
Rasheed Adeshina

Great clear product

5
Easy to set up, use and manage. Straight forward and clear Reviewed on: 1st August 2023
Fiona McCabe's avatar
Fiona McCabe

Good credit option for small purchases

4
I have been using PayPal for purchasing small items with credit available. Over the year I made multiple purchases over 100£ and have been able to split the payments for these over 4 consecutive months which was very helpful with budgeting. They have increased my credit limit after some time which also ended up to be helpful. Paypal also offers occasional offers and benefits like extra cash for making first payment in the Google store. Overall, PayPal is a very useful credit and payment instrument and recommend it to anyone in the UK. Reviewed on: 1st August 2023
Anonymous's avatar
Anonymous

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill