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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good, easy to use.

Good, easy to use. Straight forward Reviewed on: 9th June 2026

Good rate, can use pretty much everywhere

Good rate, can use pretty much everywhere Reviewed on: 9th June 2026

Have found the service easy to use, and when I have...

Have found the service easy to use, and when I have needed to speak to someone it has been straightforward and helpful. The app is great too. Reviewed on: 9th June 2026

Better than other options for credit

I started using PayPal at a time I really needed some financial support and organisation. The interest free offers are great and the % interest is reasonable. Reviewed on: 9th June 2026

Great service

Have used PayPal for years and have always been very helpful if I’ve had issues with purchases Reviewed on: 9th June 2026

my experience

Excellent service there whenever I need them Reviewed on: 9th June 2026

just an all round good service

just an all round good service never any issues for me very straightforward Reviewed on: 9th June 2026

A great way to pay your online shoping when you are...

A great way to pay your online shoping when you are short of money. Reviewed on: 9th June 2026

Been using PayPal for years and have never encounter...

Been using PayPal for years and have never encountered serious issues, would highly recommend Reviewed on: 9th June 2026

Easy to use and loads of zero percent offers.

Easy to use and loads of zero percent offers. Loyalty offers available as well so really does come in handy for purchases. Also available to use with a card so can use anywhere, in shops not just online. Reviewed on: 9th June 2026

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