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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good service

Never had any issues with PayPal I have been using it since 2003 Reviewed on: 9th June 2026

spreading the costs

very good the three payment and the interest free for 4 month ,very help full to spread payments Reviewed on: 9th June 2026

I like using PayPal credit as you get 4 months inter...

I like using PayPal credit as you get 4 months interest free if you spend over £99 Reviewed on: 9th June 2026

Secure and trustworthy

Have used PayPal and PayPal credit for years as secure and trustworthy Reviewed on: 9th June 2026

PayPal has been a great way of making payments for t...

PayPal has been a great way of making payments for the people I love Reviewed on: 9th June 2026

Paypal has always been there for me whenever ive nee...

Paypal has always been there for me whenever ive needed to pay for something and forgotten my cards its just so simple to use its quick there's no messing it just does what its supposed to do and gives peace of mind in the process Reviewed on: 9th June 2026

Safe and easy to use.

Safe and easy to use. Great when you waiting for payday, Reviewed on: 9th June 2026

Love it really helps throughout the year

Love it really helps throughout the year Reviewed on: 9th June 2026

Flexibility is fantastic

Flexibility is fantastic with the customer service friendly and helpful. Reviewed on: 9th June 2026

All good.

All good. Great service. Easy to use and very helpful. Works well with my mobile phone and is a great addition to the usual services. The amount is clear and understandable. An excellent addition to any wallet. Reviewed on: 9th June 2026

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