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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148194 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148195)

Easy, friendly, free

Very easy to use, and help at your fingertips or just a quick and friendly phone call away. Reviewed on: 3rd May 2026

Easy to use abroad fast and reliable safe to purcha...

Easy to use abroad fast and reliable safe to purchase items with online Reviewed on: 3rd May 2026

PayPal Credit is a fantastic facility that allows fo...

PayPal Credit is a fantastic facility that allows for interest free repayment for some months, giving you that peace of mind that no other facility can. Reviewed on: 3rd May 2026

Excellent service and good experience within the Pay...

Excellent service and good experience within the PayPal app Reviewed on: 3rd May 2026

Paying via PayPal .......

Using PayPal is simple and extremely helpful easing the stress of larger payments. It's easy to navigate and I can honestly say that I've never had a bad experience. Reviewed on: 3rd May 2026

Great interest free offers!

Great interest free offers and customer services have been friendly and informative. Reviewed on: 3rd May 2026

Very happy

Feel that I can trust PayPal and love the service it offers Reviewed on: 3rd May 2026

I have been with PayPal for quite a while now and i...

I have been with PayPal for quite a while now and i recommend.them to everyone as they are a life saver sometimes and their credit conditions are amazing. Reviewed on: 3rd May 2026

I highly recommend Paypal Services because I had exc...

I highly recommend Paypal Services because I had excellent experiences everytime I needed help to spread the costs with urgent and unexpected purchases and the safety of the transactions.For me,this positive feedback for Paypal Services is a chance to return my appreciation for the huge help.I highly recommend Paypal Services for helping people with spreading the payments and to give people enough time to repay the payments with four months without interest or the Pay in 3 Payment Services.Thank you! Reviewed on: 3rd May 2026

I have used PayPal for more than 5yrs ,never had...

I have used PayPal for more than 5yrs ,never had a problem. Reviewed on: 3rd May 2026

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