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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent service and accepted nearly everywhere

Excellent service and accepted nearly everywhere Reviewed on: 9th June 2026

Easy and pleasant.

Always easy and pleasant experience when using paypal. Reviewed on: 9th June 2026

Fantastic Paypal

The service that Paypal offers over the years has been so important to me. I am most definitely a loyal customer and wouldn't think of using any other as Paypal is second to none, in my opinion. Reviewed on: 9th June 2026

PayPal advantage

PayPal credit has always been there for me using the PayPal credit for my shopping and traveling help me a lot and paying back what I used was never stressful. Reviewed on: 9th June 2026

So easy.

So simple to use and becoming more common amongst online retailers. Reviewed on: 9th June 2026

Security

Knowing I have the security of PayPal gives me piece of mind. I always choose this for purchases for that reason Reviewed on: 9th June 2026

Easy to apply.

Easy to apply. So far so good. No issues, instant payment everytime. Reviewed on: 9th June 2026

Simple and straightforwards...

Simple and straightforward for access to purchase those little extras Reviewed on: 9th June 2026

PayPal review

Great for secure online purchases. Reviewed on: 9th June 2026

Great overall experience

I had a hard time with the virtual card and kept calling customer service but immediately i got the physical card my transactions were seamless. Reviewed on: 9th June 2026

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