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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148170 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148170)

The epp is easy to understand the customer cervices...

The epp is easy to understand the customer cervices are fast to respond Reviewed on: 3rd May 2026

Very simple, safe, and great for 4 months free credi...

Very simple, safe, and great for 4 months free credit on big purchases. Reviewed on: 3rd May 2026

Easy to make payment .

Easy to make payment . returning purchase make easily to get refunded. Zero interest Credit period extended up to 4 months for larger transaction, that give me to manage credit payment best and keep my financial stability every month Reviewed on: 3rd May 2026

Great for spreading the cost of online shopping

Decent rate and makes online shopping convenient Reviewed on: 3rd May 2026

Always there when you need it

Amaxing use it all the time, you need yo be careful though and manage it properly as with any other credit service, Reviewed on: 3rd May 2026

Always great when i use paypal, i feel safe

Always great when i use paypal, i feel safe Reviewed on: 3rd May 2026

Easy to use and very handy

Easy to use and very handy when making bigger perches Reviewed on: 3rd May 2026

Ease to use

Payment flexibility, security, convenience and ease to use Reviewed on: 3rd May 2026

Easy to use.

Always easy to use and make payments. Reviewed on: 3rd May 2026

Always rely on PayPal to help with payments.

Always rely on PayPal to help with payments. Reviewed on: 3rd May 2026

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