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PayPal: PayPal Credit reviews

4.91
Based on 57,144 reviews, last reviewed 8th Apr 2026
585900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

great service could not asked for a better service in times of need Reviewed on: 8th April 2026
Yvelise 's avatar
Yvelise

Latest lowest rating:

1

I was scammed and the item was cancelled and I was t... I was scammed and the item was cancelled and I was told that PayPal wouldn’t help because it wasn’t covered by buyers protection even though it states... Read more Reviewed on: 8th April 2026
Tina Lorraine Oakley's avatar
Tina Lorraine Oakley

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57144)

Good

5
Good Reviewed on: 4th August 2023

good communication's with customer

5
Easy transaction went paying for goods. Reviewed on: 4th August 2023

Fast sign up, easy to understand the terms, and used on a majority of websites

5
I signed up for Paypal Credit for a little help in purchasing things over a long term plan or a short term pay in installments due to recieving disability benefits (which, unfortunately, don't cover just enough) and it's been wonderful being able to have a way to help pay for things that make life easier without having to worry about interest straight away or just the fact that you can't buy what helps because you just can't afford it. I recommend Paypal Credit highly. A lot better than another credit card company I won't name but was horrendous for how they handled switching their credit to another company's. Reviewed on: 4th August 2023

Always trustfull

5
Mosy secure way of payment,protect your money Reviewed on: 3rd August 2023

Excellent on going interest free payments.

5
I found that being able to spread payments over 4months on £100 spend (NTEREST FREE!), absolutely amazing and extremely helpful in the current climate. I just wish that all retailers would accept PayPal, most do, but there are many major players that don't! The most notable being amazon. Overall though I would wholeheartedly recommend PayPal especially for it's ease of use and convenience. Reviewed on: 3rd August 2023

PayPal is your pal

5
I vote PayPal as one of the best ways to pay for things it's really helped me also the pay in three no interest if you settle up within a certain time a lifesaver thankyou paypal Reviewed on: 2nd August 2023

Comprehensive credit and online payment solution

5
Gives you granular control over online purchases, with flexible credit and pay-over-time offers. Reviewed on: 2nd August 2023

Excellent Customer Service

5
Have dealt with PayPal for some time and they are quick to resolve issues and have excellent customer service. Reviewed on: 2nd August 2023

Quick and easy

5
No bells and whistles like a traditional credit card company, works perfectly for online transactions. Can be trusted highly! Reviewed on: 2nd August 2023

Great and no complications

5
It's easily accessible and secured Reviewed on: 2nd August 2023

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