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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148142)

PayPal is quick and convenient option to pay

5
PayPal is quick and convenient option to pay Reviewed on: 3rd May 2026

So easy to use especially when you can add it to you...

5
So easy to use especially when you can add it to your Apple wallet Reviewed on: 3rd May 2026

Quick turnaround on receiving points

4
Quick turnaround on receiving points Reviewed on: 3rd May 2026

Easy to use, keeps you updated.

5
Easy to use, keeps you updated. Deffo recommend to family Reviewed on: 3rd May 2026

Very easy and safe to use, quick access to service.

5
Very easy and safe to use, quick access to service. Very well secured as well. Reviewed on: 3rd May 2026

I really love the service that Paypal offers, such a...

5
I really love the service that Paypal offers, such as pay in 3 and PayPal credit and also your support services Reviewed on: 3rd May 2026

Secure online payment

5
I always pay with PayPal as its the safest way to pay for online purchases Reviewed on: 3rd May 2026

Great seamless service that doesn’t get in your way!

5
Great seamless service that doesn’t get in your way! Reviewed on: 3rd May 2026

A safe and secure place to be part of

5
I have used used PayPal for years Woukd highly recommend as provides safe and secure transactions and have always quickly responded to any problems without hassle Reviewed on: 3rd May 2026

Happy Customer

5
Customer service has been always excellent although the information in the app was not updated that quickly in the system, so it seemed unclear. Reviewed on: 3rd May 2026

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