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PayPal: PayPal Credit reviews

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4.91
Based on 57,189 reviews, last reviewed 8th Apr 2026
589800% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy money! I had PayPal now for more than 5 years and I used it to make significant purchases and I was allways happy with the way their system works..Custo... Read more Reviewed on: 8th April 2026
Mihai C's avatar
Mihai C

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57189)

Great and easy , can be sued for many sites

5
Great and easy , can be sued for many sites Reviewed on: 10th May 2024
shazia khan's avatar
shazia khan

PayPal is sporting and helpful.

5
PayPal is sporting and helpful. I Have PayPal account and credit past few years never had any problems or complain so far . Thank you. Reviewed on: 10th May 2024
Jhanzaib A's avatar
Jhanzaib A

Splendid experience with the customer service depart...

4
Splendid experience with the customer service department Reviewed on: 10th May 2024
AFEEZ ABDUL's avatar
AFEEZ ABDUL

Handy option to have as a back up for tougher times...

5
Handy option to have as a back up for tougher times and the interest rate isn't bad on the credit function, the paypal pay in 3 plans have been my best friend over the years, perfect option for larger purchases without costing you a fortune in fees and interest. Reviewed on: 10th May 2024
Kirsty L's avatar
Kirsty L

Great experience

4
Happy with the service. Transparency and seriousness. Reviewed on: 10th May 2024
vasilevatafu's avatar
vasilevatafu

Fantastic.

5
Fantastic. Great credit facility.Works all the time. Love PayPal 2FA security also to protect me Reviewed on: 10th May 2024
Paul B's avatar
Paul B

Paypal Credit is brilliant for spreading purchases o...

5
Paypal Credit is brilliant for spreading purchases over 4 months! Reviewed on: 10th May 2024
Steph Barnett's avatar
Steph Barnett

I usually receive good customer service each time I...

5
I usually receive good customer service each time I needed to make enquiries or make payments over the phone Reviewed on: 10th May 2024
Dele A's avatar
Dele A

Mr singh

5
PayPal makes my life easy to make payments and receive money and their credit options and pay in installments options are icing on the cake. Cheers Reviewed on: 10th May 2024
Harmeet s's avatar
Harmeet s

Very helpful good experience

5
Very good No problems at all , Good comunication and very friendly staff who is willing to help resolve the situation with minimum time waste. Very happy customer Reviewed on: 10th May 2024
Grazyna F's avatar
Grazyna F

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