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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Intrest free and easy what more could you want

Intrest free and easy what more could you want Reviewed on: 9th June 2026

Not able to use it to buy in store?

Not able to use it to buy in store?? Reviewed on: 9th June 2026

I like too much fast and easy and very nicesecure

I like too much fast and easy and secure Reviewed on: 9th June 2026

Paypal is extremely streamlined and clear to use and...

Paypal is extremely streamlined and clear to use and navigate. The amount of places paypal can be used makes it very flexible and accessible. Anytime I have had to refer to customer services my enquiry has been addressed promptly and fairly with regular updates in communication. Reviewed on: 9th June 2026

Use PayPal credit in-between pays as it really helps...

Use PayPal credit in-between pays as it really helps me when I am running low on money and the time given to pay back is brilliant Reviewed on: 9th June 2026

Would highly recommend!

Found it really useful and easy to use! Really great value for money Reviewed on: 9th June 2026

my experience with PayPal always ended in a fair and...

my experience with PayPal always ended in a fair and just resulted as there is no impartial in the decision Reviewed on: 9th June 2026

Dealt with issues quickly and efficiently

Dealt with issues quickly and efficiently Reviewed on: 9th June 2026

Balanced View....

Experience good however the balance sheet is confusing and not easy to understand. Could be laid out better. If high value it doesn't show how much has been paid off afainsy the putchsse. The date for payment is there but no balance. Then there's the transactions for payments. Seems a long delay. Reviewed on: 9th June 2026

Always solve disputes with sellers

Always solve disputes with sellers Reviewed on: 9th June 2026

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