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PayPal: PayPal Credit reviews

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4.91
Based on 57,285 reviews, last reviewed 8th Apr 2026
598900% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great fast and no hassle affective Great fast and no hassle affective Reviewed on: 8th April 2026
George Brennan 's avatar
George Brennan

Latest lowest rating:

2

Watch yourselves! Confusing when it comes to paying back. Not at all like other creditors. Funds do not immediately show, so you're sat there wondering when your paymen... Read more Reviewed on: 8th April 2026
TheAdmiral's avatar
TheAdmiral
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57285)

Happy customer.

4
Extremely satisfied with PayPal Credit! The seamless integration with my PayPal account makes managing payments effortless. The flexibility in repayment options and the convenience of online transactions have truly enhanced my shopping experience. Highly recommend! Reviewed on: 11th May 2024
X's avatar
X

Reliable and easy to use, customer service is always...

5
Reliable and easy to use, customer service is always good and helpful Reviewed on: 11th May 2024
Mitsuo's avatar
Mitsuo

I'm using it many times during the week and is great...

5
I'm using it many times during the week and is great deal. Definitely recommend it. Reviewed on: 11th May 2024
Pawel H's avatar
Pawel H

Amazing and straightforward.

5
Amazing and straightforward. 4 months interest free is fab Reviewed on: 11th May 2024
Marwa 's avatar
Marwa

4 months interest free credit FTW!

5
I love PayPal and use it all the time. The buyer protection is a huge advantage and gives me immense piece of mind when making online purchases. PayPal Credit is something I use a lot, too, as the 4 months interest-free grace period is long enough that I can comfortably pay off bigger purchases, but also short enough that I don't feel tempted to go further into debt and get myself in trouble! Reviewed on: 11th May 2024
Phil M's avatar
Phil M

4 months interest free if you spend £99.

5
I like PayPal because it gives 4 months interest free to pay if u spend £99. Reviewed on: 11th May 2024
Nigel's avatar
Nigel

PayPal excellent for online payments

5
PayPal excellent for online payments Reviewed on: 11th May 2024
Shaz 's avatar
Shaz

Whenever I need someone to help with anything, there...

5
Whenever I need someone to help with anything, there is always someone to help! Reviewed on: 11th May 2024
Patrick 's avatar
Patrick

Fantastic product , excellent, friendly & professio...

5
Fantastic product , excellent, friendly & professional employees on hand 24/7 Reviewed on: 11th May 2024
Al Beveridge's avatar
Al Beveridge

Paypal credit has been a lifesaver for me.

5
Paypal credit has been a lifesaver for me. No hassle and easy to use - great little back-up incase it’s needed. Reviewed on: 11th May 2024
KAO's avatar
KAO

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