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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148112 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148112)

Paypal is easy to use and always reliable

Paypal is easy to use and always reliable Reviewed on: 3rd May 2026

a valued customer

Outstanding support and I feel like a valued customer Reviewed on: 3rd May 2026

Always reliable use whenever possible

Always reliable use whenever possible Reviewed on: 3rd May 2026

Absolute great never had a problem when I have conta...

Absolute great never had a problem when I have contacted customer service it's been sorted straight away what more can you ask for always professional Reviewed on: 3rd May 2026

I have used PayPal and PayPal credit for years now.

I have used PayPal and PayPal credit for years now. It’s simple to use, very straightforward. I started by using pay in three as a convenient way to spread the cost. I extended to PayPal credit and if you pay on time, within the set time you can spread the cost without accruing interest charges. I also feel that it is safe to use. Reviewed on: 3rd May 2026

Smooth, reliable , and efficient.

Smooth, reliable , and efficient. Reviewed on: 3rd May 2026

Easy to use and good value

Easy application to use and good value all round would highly recommend Reviewed on: 3rd May 2026

I have never had issues with paypal.

I have never had issues with paypal. Customer service is top notch. Reviewed on: 3rd May 2026

Amazing and easy access.

Amazing and easy access. Simple to use and great app. Good credit process and easy access to payment plans. Reviewed on: 3rd May 2026

Never had an issue, always dealt with any problems i...

Never had an issue, always dealt with any problems ive had fairly. Reviewed on: 3rd May 2026

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