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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,763 reviews, last reviewed 11th Apr 2026
733500% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Paypal Credit Service I think paypal credit is an excellent, easy to use solution especially with the 0% options Reviewed on: 11th April 2026
Peter's avatar
Peter

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58763)

Great experience, lovely customer service when I’ve...

5
Great experience, lovely customer service when I’ve needed it, never failed me, I use it every time I can Reviewed on: 14th May 2024
Terry S's avatar
Terry S

No problems at all with PayPal great way to spend wi...

5
No problems at all with PayPal great way to spend without using your card details. Reviewed on: 14th May 2024
Julie Sherrington 's avatar
Julie Sherrington

Great app,great service support,great payt

5
Great app great support,great community,I would recommend everyone PayPal ,because is the best platform for the money Reviewed on: 14th May 2024
Vladimir V's avatar
Vladimir V

PayPal Credit has made my life easier by giving me a...

4
PayPal Credit has made my life easier by giving me access to using credit for my day to day living, as opposed to asking friends to loan me money if I needed something right then and there. I only had a debit card previously, so the ability to use credit and pay it off when I get paid monthly has improved my quality of life. Reviewed on: 14th May 2024
Prince L's avatar
Prince L

I always use PayPal for my purchases for 3 interest...

5
I always use PayPal for my purchases for 3 interest free payments or PayPal credit for no interest it’s really useful for your day by day life especially specially when you don’t have enough money for your bills PayPal is always your best friend you can use it whenever you need it’s always there for you! Reviewed on: 14th May 2024
Sejal S's avatar
Sejal S

There brilliant!

5
There brilliant!!! Very responsive great rewards Reviewed on: 14th May 2024
Kenz D's avatar
Kenz D

PayPal does what you need

5
I've never had an issue with PayPal does what you need when you need it Reviewed on: 14th May 2024
MiniMixr's avatar
MiniMixr

PayPal is always easy to use and always reliable.

5
PayPal is always easy to use and always reliable. I trust PayPal to be secure and to handle my money and my details responsibly. I have never experienced a problem with PayPal. If I have experienced a problem with a company I am buying from, I have felt confident that PayPal is on my side and will try resolve the problem. Reviewed on: 14th May 2024
Neil C's avatar
Neil C

It's really good to have a online credit account , i...

5
It's really good to have a online credit account , it would be better all the websites add PayPal as it's payment method so it would be easy for us as a customer to utilize the credit in any website. Reviewed on: 14th May 2024
Balaram kalava's avatar
Balaram kalava

Very easy to use and the security features are excel...

5
Very easy to use and the security features are excellent. I got an email about a login threat so I could respond straight away. Reviewed on: 14th May 2024
Sarah P's avatar
Sarah P

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