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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148089 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148089)

Easy to use and pay bills.

Easy to use and pay bills. Can use payment plan. Really handy for large items. Reviewed on: 3rd May 2026

Provides a financial service 2nd to none

Provides a financial service that has been first class with the customer's needs aleays umportant Reviewed on: 3rd May 2026

I trust PayPal more than my debit card so prefer Pay...

I trust PayPal more than my debit card so prefer PayPal toʻ that Reviewed on: 3rd May 2026

credit service

Great pay in 3 and credit service Reviewed on: 3rd May 2026

I always choose to pay through PayPal when the optio...

I always choose to pay through PayPal when the option is there because of the ease of not having to put card details in and mostly because of the security it provides Reviewed on: 3rd May 2026

My preferred way to pay

Never have any issues with using PayPal and provide that peace of mind when purchasing from websites first time Reviewed on: 3rd May 2026

payment offers and money retrieval

Great payment offers and always willing to help retrieve monies owed or wrongly paid Reviewed on: 3rd May 2026

We are silver surfers and find the operation easy to...

We are silver surfers and find the operation easy to use Reviewed on: 3rd May 2026

Good when needed If you keep your terms and...

Good when needed If you keep your terms and condition it s a good pal Reviewed on: 3rd May 2026

Really easy to use

Really easy to use and lots of different options to spread the costs, I particularly like the pay in 3 option to make monthly amounts a little easier. Reviewed on: 3rd May 2026

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