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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Excellent service

I like pay pal credit as it suits me for purchases, with the 4 months interest free and so easy to access and work with . Reviewed on: 9th June 2026

Getting points that actually are usable and are easy...

Getting points that actually are usable and are easy to obtain make me want to use PayPal. The app is easy to log into so it is a really smooth process to get anything and everything done. Reviewed on: 9th June 2026

PayPal is so easy to use

PayPal is so easy to use, always my go to payment preference if available Reviewed on: 9th June 2026

Always on time deliveries informative emails keeping...

Always on time deliveries informative emails keeping me up to date. Reviewed on: 9th June 2026

Very simple and easy to use.

Very simple and easy to use. Every transaction is smooth and a great experience. Reviewed on: 9th June 2026

It’s very handy

It’s ok comes in useful when you need it but keep getting messeges regarding missed payment when thir is non Reviewed on: 9th June 2026

Feels safe to use.

Feels safe to use. Can get in touch easily when there is a dispute. Different credit options. Trusted company. I will always use when it comes to payment options. Reviewed on: 9th June 2026

Always my go to for interest free finance.

Always my go to for interest free finance. So easy to use Reviewed on: 9th June 2026

Paypal is my payment bestfriend

I had a great experience with Paypal so far. I wish it’s available as a payment method on all online merchants. Paypal Credit and Paypal instalment helped me a lot of times to pay for my purchases that I really needed. Reviewed on: 9th June 2026

Always a great service from PayPal

Have used PayPal for many years and is always easy to use at checkouts. Gives peace of mind with their policy if something goes wrong Reviewed on: 9th June 2026

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