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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148043 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148043)

PayPal has been more than valuable to my life

PayPal has been more than valuable to my life Reviewed on: 3rd May 2026

IAM happy with PayPal, it does the job

IAM happy with PayPal, it does the job Reviewed on: 3rd May 2026

Made our once in lifetime china trip affordable for...

Made our once in lifetime china trip affordable for flights and hotel bookings. Spread payments Reviewed on: 3rd May 2026

Flexible credit plans and so easy to use.

Flexible credit plans and so easy to use. Feels safe to use as not putting bank details directly online. Reviewed on: 3rd May 2026

Good use of credit, easy to use app

Good use of credit with easy to use app Reviewed on: 3rd May 2026

PayPal have always been a safe purchasing zone for me .

PayPal have always been a safe purchasing zone for me . And when I need something and don’t have the funds sometimes they offer me credit and allow me to pay it back over time or in a lump sum. Reviewed on: 3rd May 2026

Best retail finance provider.

Best retail finance provider. I have benefitted fron the services provided. Reviewed on: 3rd May 2026

Great app interface and support is amazing.

Great app interface and support is amazing. Reviewed on: 3rd May 2026

Stress free

Comfortable, no stress, there when you need it . Reviewed on: 3rd May 2026

Convenient and easy to use.

Convenient and easy to use. Allows secure bank payments Reviewed on: 3rd May 2026

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