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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Easy to use very convenient.

Easy to use very convenient. Options of payment are good value eg the pay in three or no interest for four months Reviewed on: 9th June 2026

I like paypalbecouse is helping me

I like paypalbecouse is helping me Reviewed on: 9th June 2026

Great Practical and Usefull Service

With the varied finance options available at the point of sale PayPal is excellent. Most websites use PayPal as a payment method, but also having a physical card to make purchases is a great way to use the service. Reviewed on: 9th June 2026

I have had a brilliant experience with Paypal credit...

I have had a brilliant experience with Paypal credit - it's easy to use and on the occasion that I have needed support - I have received it. Reviewed on: 9th June 2026

I love PayPal credit.

I love PayPal credit. I use the buy now pay in 4 with no interest. This actually helped massively this year as our heating is oil and with the oil prices 3 times higher, it would have been impossible. But PayPay credit came to the rescue. Reviewed on: 9th June 2026

Very good experience, low intrest rates

Very good experience, low intrest rates Reviewed on: 9th June 2026

Always available and flexible

PayPal is one of the only cross-platform, cross-marketplace payment solutions that is always available and reliable. The multiple options of payment methods give you the freedom to control your financial burden. They also enable you to limit yourself as well. Reviewed on: 9th June 2026

PayPal is incredibly easy to use, the app is straigh...

PayPal is incredibly easy to use, the app is straight forward. They always do great 0% credit deals on pay later Reviewed on: 9th June 2026

Easy to use, providing 0% interest installment for m...

Easy to use, providing 0% interest installment for most of the retailers by default. Reviewed on: 9th June 2026

Never a problem always a smooth service thank you.

Never a problem always a smooth service thank you. Purchases and payment very easy and straightforward. What more can I say? Reviewed on: 9th June 2026

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