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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Always reliable and easy to use for payments.

Always reliable and easy to use for payments. Reviewed on: 9th June 2026

PayPal is good for shopping elsewhere and safe secur...

PayPal is good for shopping elsewhere and safe security Reviewed on: 9th June 2026

Easy and a good service

They are just so easy to use, you can make extra payments at anytime. Really handy to have a service like this Reviewed on: 9th June 2026

An incredibly convenient way to pay

PayPal Credit is incredibly useful as it means I can spread the cost of purchases without having to pay interest if I pay within the interest free period. It means I can pay for purchases when it is convenient for me. Reviewed on: 9th June 2026

Works easily every time.

Works easily every time. Never had a problem Reviewed on: 9th June 2026

Never had a problem, app always works very well

Never had a problem, app always works very well Reviewed on: 9th June 2026

It’s excellent and it’s very easy to use

It’s excellent and it’s very easy to use Reviewed on: 9th June 2026

Paypal as help me out in so many way to help me spen...

Paypal as help me out in so many way to help me spend cost of big item i would normally be able to just purchase straight out. I Would say that making a payment taken whole day to show on your account but that nothing manger. Contact team i like it to be more excessble to get straight through to someone and being able to talk . But all in all great company Reviewed on: 9th June 2026

Troubleshooting

After a sketchy start on my part I was helped fully and experienced a good result Reviewed on: 9th June 2026

Peace of mind

I like having the security of PayPal when paying for goods. Reviewed on: 9th June 2026

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