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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56298 reviews)

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4.91

Based on 56,298 reviews, last reviewed 7th Apr 2026

508900% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal gives me the confidence to shop online I'm a long time user of PayPal and have been using their PayPal Credit option for many years. I often use it for larger purchases, especially when I b... Read more Reviewed on: 7th April 2026

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56298)

quick easy and super convenient

nothing but good words about PayPal. Used them for over 10 years and its been the perfect solution to all my online transactions. 5* Reviewed on: 29th July 2022

Peace of mind

Four months (or more) interest free on plenty of purchases plus peace of mind with Paypal protection when things go wrong means it's my first choice for purchase payments. Reviewed on: 29th July 2022

Fab service

Paypal is really secure and easy to use. I trust using paypal for all my purchases. Reviewed on: 29th July 2022

Easy to use

Never had any issues using their service Reviewed on: 29th July 2022

Highly trusted online payment

Never had issues of any kind with Paypal after many years of being a customer Reviewed on: 29th July 2022

nice

ummmmmmmmmmmm, quite good i reckon Reviewed on: 29th July 2022

Paypal is best

So safe and easy to use. Every payment is secure and any problems with any purchases are sorted fast . Reviewed on: 29th July 2022

a life saver

great for emergency purchases especially when you have autistic children who cant help but break toys Reviewed on: 29th July 2022

PayPal is my winner

I have recently used both pay in 3 and Paypal credit for purchases and the process is simply and easy to understand. It's a great service and there when I need it Reviewed on: 28th July 2022

They're decent enough

Fees too high though if you're transferring money Reviewed on: 28th July 2022

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