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PayPal: PayPal Credit reviews

4.73
Based on 181,144 reviews, last reviewed 8th Sep 2026
42% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026
anne maxwell's avatar
anne maxwell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181144)

Is a very good experience and I will tell another pe...

5
Is a very good experience and I will tell another people about pay pal Reviewed on: 9th June 2026

PayPal is fast reliable and flexible

4
PayPal is fast and reliable. For credit it is flexible for the repayment and this is very helpful. Reviewed on: 9th June 2026

Feels safe to use.

5
Feels safe to use. Can get in touch easily when there is a dispute. Different credit options. Trusted company Reviewed on: 9th June 2026

PayPal has been a life safer.

5
PayPal has been a life safer literally. Providing a very soft cushion to fall on when I have been in dire situations. Being able to use it has saved me from a massive problem I had been facing and I am forever grateful. Reviewed on: 9th June 2026

Hassle free.

5
Never any problems using. Very easy to use app Reviewed on: 9th June 2026

Paypal provides the best set of credit services I ha...

5
Paypal provides the best set of credit services I have used. The credit card offers fantastic cashflow management with its 0% over 4 months on £100 plus purchases. Really imaginative and customer centric services. Best is breed. Reviewed on: 9th June 2026

Using PayPal affords the security, affordability and...

5
Using PayPal affords the security, affordability and peace of mind you need when ordering online. Queries are dealt with quickly and efficiently. Reviewed on: 9th June 2026

Fabulous

5
Straight forward and easy to use Reviewed on: 9th June 2026

Easy to use App and great customer service

5
Easy to use App and great customer service Reviewed on: 9th June 2026

Quick and easy to use.

5
Quick and easy to use. Website is easy to navigate. Reviewed on: 9th June 2026

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