Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147943 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147943)

Easy to manage

Easy to spread the cost and feel better than a normal credit card.. who don’t want to keep long credit. Reviewed on: 3rd May 2026

Excellent service, so handy to have

Excellent service, so handy to have Reviewed on: 3rd May 2026

Great experience, never had any issues

Great experience, never had any issues Reviewed on: 3rd May 2026

Pay in 4 is an excellent payment option.

Pay in 4 is an excellent payment option. It’s relatively easy to spend £99 in today’s modern world on necessities. Earning 1 point per £10 spent gives customers a little back for their spending. Reviewed on: 3rd May 2026

Very straight forward and conveinent

Very straight forward and conveinent Reviewed on: 3rd May 2026

PayPal is very user friendly and easy to access ever...

PayPal is very user friendly and easy to access everything you need is a button away Reviewed on: 3rd May 2026

A Smart Way to Manage Bigger Purchases

PayPal Credit has been a great tool for managing my spending. It’s simple to use, transparent, and gives me flexibility when making bigger purchases. I like having everything in one place and being able to stay on top of payments easily. The interest-free options are a big plus if you plan properly. Definitely a helpful financial tool. Reviewed on: 3rd May 2026

Credit review

Very easy to use and straight forward setup would highly recommend the credit service to family and friends. Reviewed on: 3rd May 2026

So easy to use and setup I use PayPal everywhere...

So easy to use and setup I use PayPal everywhere now Reviewed on: 3rd May 2026

Excellent way to pay and manage your finanaces

Excellent way to pay and manage your finanaces Reviewed on: 3rd May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79159 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub