Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181144)

Account not updated ...

Have made a payment and it hasn’t gone off my account 3 days later and I’ve tried to contact through the app very difficult Reviewed on: 9th June 2026

Over fruitful

Over all very Good helps us when we need support in difficult situation. Reviewed on: 9th June 2026

5 star service

Excellent service from applying to receiving my card Reviewed on: 9th June 2026

Found paypal credit incredibly easy to use

Found paypal credit incredibly easy to use, no more expensive than a traditional credit card and with frequent, short-term, interest free offers. Reviewed on: 9th June 2026

Easy use

Great platform, easy to use and navigate. Peace of mind to use a secure server. Reviewed on: 9th June 2026

Very good easy to use will recommend to my friends a...

Very good easy to use will recommend to my friends and family Reviewed on: 9th June 2026

In general is very positive and secure.

In general is very positive and secure. The only bad experience I had was that I did not know you need to pay the minimum amount when you chose to pay in 3 or more months. That was not clear and I missed the payment and charged. Reviewed on: 9th June 2026

Thankyou paypal!

I have used paypal for many years and never had any issues. I have been able to spread the cost of holidays, household items and gifts for family and friends. It has been even more useful lately with the card that i can now attach to my wallet. Thanks paypal! Reviewed on: 9th June 2026

Paypal is more or less a credit/debit card.

Paypal is more or less a credit/debit card. It allows owner to make purchase in diverse platform which is very good.one can send money to friend and family all over the world except NIGERIA. We want Paypal owner to put Nigeria into consideration with a strict security. Reviewed on: 9th June 2026

PayPal Credit has been a great resource over the pas...

PayPal Credit has been a great resource over the past few years! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Payments
from PayPal 4.72 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub