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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56508 reviews)

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4.91

Based on 56,508 reviews, last reviewed 7th Apr 2026

527600% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal App The app is easy to use, no issues Reviewed on: 7th April 2026

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56508)

Easy to use always at hand

Quick and easy way to pay with credit at almost any online checkout Reviewed on: 11th August 2022

Very reliable and fair

Been using PayPal for online purchases for a while. Very fair and keeps my money and purchases safe. Reviewed on: 11th August 2022

One of the best out there!

Very clear terms, easy to use, great support when I've contacted them too. Can't fault them really. Reviewed on: 11th August 2022

Simple, effective and easy to use

I was initially sceptical of using PayPal credit but after biting the bullet its been my go to for online purchases. It offers protection and any website that supports PayPal can also take PayPal credit. It's as easy as choosing the payment method once you login and you're away. PayPal credit also throws deals your way to make purchases so much easier to decide on. Highly recommended. Reviewed on: 11th August 2022

Fantastic & easy to use

PayPal credit has been there when I’ve needed it most. It’s super convenient & easy to use! The app is fantastic & super handy to help keep track of spending, payments, budget & statements etc. sometimes I don’t know what I would have done without it - it’s able to be used on multiple websites which is amazing! Can’t rate it highly enough. Reviewed on: 11th August 2022

No fuss

Paypal credit is a way to pay for big purchases with interest free, no fuss and quibble free Reviewed on: 11th August 2022

Readily Availabe

The credit is readily available whenever its needed and the transaction process is seamless form the merchant website to PayPal for authentication. Reviewed on: 11th August 2022

Great Product

I love this its easy to use and make a payment on. Highly recommend Reviewed on: 11th August 2022

Good Product

Great service and prompt updates Reviewed on: 11th August 2022

Awesome

Easy and good to use for my book purchases Reviewed on: 11th August 2022

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