Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181144)

The best thing is the 4 month interest free

5
The best thing is the 4 month interest free service with the credit and very flexible to use most retail takes PayPal. Reviewed on: 9th June 2026

I love PayPal

5
I love using PayPal, and the customer service whenever I need help is wonderful. Reviewed on: 9th June 2026

PayPal is the best

5
PayPal is easy to use and almost available anywhere. The pay in 3 or 0% interest for 4 months on bigger purchases is excellent. Reviewed on: 9th June 2026

The best ever credit Company that I know.

5
I have been with them for over 2 years now and they look after my afairs very well, they have always sorted issues I have had with Sellers on my behave, when things have gone wrong, Excelant customer service. Reviewed on: 9th June 2026

I use PayPal for everything they just make paying fo...

5
I use PayPal for everything they just make paying for things really easy with options like pay in 3 or PayPal credit even a card in my apple wallet brilliant service Reviewed on: 9th June 2026

So easy to use and never ever an issue.

5
So easy to use an never ever and issue. If you need tonsort refunds etc it is seamless. Reviewed on: 9th June 2026

Using Paypal for years, love everything about it

5
I am really happy with paypal, using it since I moved to UK, customer service also excellent Reviewed on: 9th June 2026

Easy to use app .

5
Easy to use app . PayPal credit has helped me put so many times . Brilliant service Reviewed on: 9th June 2026

PayPal Credit has been really useful

5
PayPal Credit has been really useful for managing larger purchases. The application process was straightforward, payments are easy to track through PayPal, and the promotional financing options can be helpful when used responsibly. Overall, it's been a convenient and flexible way to spread the cost of purchases Reviewed on: 9th June 2026

Always there when needed.

5
Always there when needed.I love using PayPal as they make it easy to use and I have yet to find a trader that doesn't accept PayPal. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101302 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products