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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147910 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147910)

PayPal is an excellent app

I have been using PayPal for a long time now, my experience has been great. I mostly like how it id easy to send money and recive money I know my money is safe and there has never been a problem. I am not very good with technology but PayPal is very easy to use and can be used by anyone. Whenever I buy something I feel protected that my money is in good hands and no one can acess it but me. I have and would recommend PayPal to many people. Reviewed on: 3rd May 2026

I've been using PayPal for years now and it's brilli...

I've been using PayPal for years now and it's brilliant for my online shopping Reviewed on: 3rd May 2026

Every thing is good only i have problem with PayPal...

Every thing is good only i have problem with PayPal application, it’s hard to find options, not easy to find things, you can turn it to easy application to find items better, for example i have trouble to find and pay my credit usage same day . I am working with too many apps but i got the PayPal is not clear and easy to use. Reviewed on: 3rd May 2026

PayPal business model is sound, but there is more to...

PayPal business model is sound, but there is more to do make it into a customer focused company. There is real value for the customer in the ability to spread payments over a period or to pay in four months time interest free. If they can align these features with outstanding customer service then they are on to a winner. Reviewed on: 3rd May 2026

Paying by PayPal I feel more secure and safe.

Paying by PayPal I feel more secure and safe. Reviewed on: 3rd May 2026

Easy use

It’s easy, I have been able to use out with no issues. I also like how every purchase I make is secure. Reviewed on: 3rd May 2026

Madeleine Polkey

Good experience, would recommend to a friend. Never had to have an interaction with customer experience so voted neutral for that reason. Reviewed on: 3rd May 2026

Best service would always use PayPal

Best service would always use PayPal Reviewed on: 3rd May 2026

Really useful way to pay

Really useful way to pay, easy to use and well set up app Reviewed on: 3rd May 2026

Refunds sometimes confusing

Refunds don’t always come off the correct transaction making tracking complicated Reviewed on: 3rd May 2026

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