Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,718 reviews, last reviewed 7th Apr 2026
546800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is my goto for payment choices. Paypal is my goto for payment choices. Reviewed on: 7th April 2026
Trevor H's avatar
Trevor H

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56718)

Easy to use

5
I have purchased a few things over £99 - instant 4 months interest free credit - easy to use - very good Reviewed on: 12th August 2022
Phil C's avatar
Phil C

Good credit provider

5
I find PayPal credit one of the best. Especially with the offers when purchasing with it. Reviewed on: 12th August 2022
Nicole's avatar
Nicole

Great way to pay

5
Very easy and helpful way to pay for items that coast over 100£ Reviewed on: 12th August 2022
Audrius Gabalis's avatar
Audrius Gabalis

Great way to shop

4
Very easy and convenient way to pay for goods and services Reviewed on: 12th August 2022
Olusola badmus 's avatar
Olusola badmus

Lethall

5
Comes in handy wen the moneys tight Reviewed on: 12th August 2022
Martin Flynn's avatar
Martin Flynn

Simply the best

5
Paypal is my go to mode of payment online - super easy to use and safe as well which is always a major plus. Reviewed on: 12th August 2022
Maeca's avatar
Maeca

Paypal credit

5
Paypal credit allows me to spread larger payments over a period of time without worrying about how I will pay for it upfront. It's flexible and gives me the free to pay a large amount back or a small amout back each time. Reviewed on: 12th August 2022
Hannah Chilcott's avatar
Hannah Chilcott

Paypal Credit - Would I recommend?

4
Paypal Credit is EXTREMELY convenient. They gave me a very generous credit limit and the express checkout option offered by almost every retailer has made buying things online absolutely quick and easy. The one major downside I have with the system however is the transaction/activity page on the Paypal website. It is extremely confusing to understand the balance owed etc. I think this could do with a much-needed overhaul. Overall I would recommend but only to those who can keep track of their spending wisely since PayPal doesn't offer much help! Reviewed on: 12th August 2022
hardytrash's avatar
hardytrash

Simple and straight-forward.

5
Paypal credit has made life more affordable. Love it. Reviewed on: 12th August 2022
Rachael M's avatar
Rachael M

Paypal

5
It’s quick and easy and great way for people to pay for stuff when they don’t have the money but pay in the end so thank you ;) Reviewed on: 12th August 2022
Shane's avatar
Shane

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill