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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181144)

Always easy to use.

Always easy to use. The paypal app is easy to navigate and clearly shows transactions and balance. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. The three months interest free lets you spread out the cost. Helps to pay for things you need now while waiting for a bonus or future income. Customer service if you need it is helpful and at the end of a phone call with real people. Reviewed on: 9th June 2026

Flexible Pocket

With the choices available to my fingertips and especially the interest free options it gives I like knowing I have a very Flexible pocket Reviewed on: 9th June 2026

Paypal is amazing

Paypal have always been easy to access and communicate with with great recommendations and give plenty of time to pay with email reminders . Reviewed on: 9th June 2026

Easy to use very well organised website

Easy to use very well organised website Reviewed on: 9th June 2026

Does a good job

Very usefull for all sorts of online purchases from online games, shopping etc. just wish they would look at credit limits and offer increases . Reviewed on: 9th June 2026

Soo handy to have and easy to keep an eye...

Soo handy to have and easy to keep an eye on Reviewed on: 9th June 2026

Easy to use all very informative app is great.

Easy to use all very informative app is great. Reviewed on: 9th June 2026

Easy to use, great support and super flexible.

Easy to use, great support and super flexible. Reviewed on: 9th June 2026

Seems to be much like any other credit card.

Seems to be much like any other credit card. Takes a long time for repayments to go through. Reviewed on: 9th June 2026

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