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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147895 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147895)

it has always saved me in the greatest poverty

it has always saved me in the greatest poverty Reviewed on: 3rd May 2026

Customer service has not been as effective as other...

Customer service has not been as effective as other services Reviewed on: 3rd May 2026

Convenient repayments

Quite a number of times, I have been able to shop conveniently with PayPal credit card and the 3 installment repayments method. Reviewed on: 3rd May 2026

Easy, fast, reliable

It is so easy to use and reminders are helpful not annoying. App is really easy to navigate and doesn',t glitch Reviewed on: 3rd May 2026

Simple to use convenient great way to spread large p...

Simple to use convenient great way to spread large purchases over a few months helps with budgeting Reviewed on: 3rd May 2026

I feel very safe when using PayPal and their custome...

I feel very safe when using PayPal and their customer services is very accessible and understanding putting you at ease should you have a problem. Reviewed on: 3rd May 2026

Brilliant in every aspect .

Brilliant in every aspect . Hassle free shopping . Easy to use .. Reviewed on: 3rd May 2026

I've used PayPal as my go to for years and it has ne...

I've used PayPal as my go to for years and it has never disappointed, always offers great rates and payments are instant Reviewed on: 3rd May 2026

PayPal the easy way to pay

I’ve always found PayPal to have a very ethical approach to customer service. It’s easy to challenge a charge or request a refund Reviewed on: 3rd May 2026

...quickly sorted problem

I had a problem that my daughter purchased some items and PayPal sorted it out quickly Reviewed on: 3rd May 2026

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