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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I love PayPal so much, their app is user friendly...

I love PayPal so much, their app is user friendly Reviewed on: 9th June 2026

Not a traditional credit.

It’s not a traditional credit. I like the offers and pay in 4 months and 3 months Reviewed on: 9th June 2026

Excellent service for nearly 3 decades.

Really excellent service for nearly 3 decades, always adding useful features , great customer service, overall a great experience. Reviewed on: 9th June 2026

From quick pay, pay in three and PayPal credit I use...

From quick pay, pay in three and PayPal credit I use it all such a safe and great way of making payments. Any questions with customer services also excellent and always happy to help Reviewed on: 9th June 2026

Really easy to use and pay off early if I was able to.

Really easy to use and pay off early if I was able to. No hidden costs Reviewed on: 9th June 2026

Excellent service.

Excellent service. PayPal Credit is easy to use, offers flexible payment options, and makes managing purchases simple and convenient. Highly recommended. Reviewed on: 9th June 2026

Very good value for money and very easy to use

Very good value for money and very easy to use Reviewed on: 9th June 2026

Always pleasant and quick to pay with PayPal.

Always pleasant and quick to pay with PayPal. Reviewed on: 9th June 2026

I have found PayPal to be really useful

I use PayPal when shopping online. It gives me peace of mind knowing my bank details are kept safe. I like the added security if any products I buy go missing in transit or are faulty. I can order multiple sizes of clothes or shoes and just pay a third using the Pay in 3 option. I can then return the unwanted sizes and then settle the amount straight away or pay over another two months. PayPal is great for unexpected purchases eg. Washing machine breakdown. I have used the 12 month interest free plans for household goods. Reviewed on: 9th June 2026

The credit received was quick and it was really sim...

The credit received was quick and it was really simple to pay off. Reviewed on: 9th June 2026

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