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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147887 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147887)

Seamless transaction .

Seamless transaction ... no issues at all from start to finish. Reviewed on: 3rd May 2026

PayPal...

Whats there to say we all know PayPal and what it can do its been there plodding along in the background of society. Always reliable and trustworthy. Reviewed on: 3rd May 2026

Always great service a d easy to use

Always great service a d easy to use Reviewed on: 3rd May 2026

Easy to use

Easy to use and excepted in lots of places Reviewed on: 3rd May 2026

Always been easy to use.

Always been easy to use. Handy especially when in a bit of a financial pinch. Reviewed on: 3rd May 2026

Very faBest provider st and easy to use.

Very fast and easy to use. Safe very protected Reviewed on: 3rd May 2026

Had PayPal for a good few years and it's very good a...

Had PayPal for a good few years and it's very good and would highly recommend to family and friends Reviewed on: 3rd May 2026

One of the best inventions of the 20th century

I've been using PayPal for as long as I can remember to pay friends, for online shopping and now using their interest free by now pay later options to help when I need to purchase things of high value. Honestly, it's one of the best things to arrive on the Internet. Reviewed on: 3rd May 2026

Paypal is king

I have been using paypal for years, it has always been a very simple and efficient method of payment, the pay in 3 options can be a saviour when budgeting or in a financial pickle. I personally use PayPal credit aswell which has saved me a bunch of stress as its very easy to set up and the interest rates are low. Reviewed on: 3rd May 2026

Making use of the interest free offers helps

Using PayPal to help manage monthly budgets allows me to buy the occasional extra and spread the cost. Using an approach that uses both the pay in 3 window and the 4 months interest free offer enables me to keep in control and also purchase extras that make a difference. Reviewed on: 3rd May 2026

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