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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (58756)

It has been smooth without issues

5
It has been smooth without issues Reviewed on: 14th May 2024
Paul A's avatar
Paul A

Assured and trusted money management..

5
Simple and easy to use giving assurance for your money Reviewed on: 14th May 2024
Mark's avatar
Mark

Had PayPal credit for years, always been really clea...

5
Had PayPal credit for years, always been really clear and super easy to manage Reviewed on: 14th May 2024
Bird's avatar
Bird

Very helpful service, good customer service highly r...

4
Very helpful service, good customer service highly recommend Reviewed on: 14th May 2024
Chiara 's avatar
Chiara

Safe, secure & convenient.

5
Safe, secure & convenient. I have had very few problems & when they do occur they are sorted out quickly. Reviewed on: 14th May 2024
Graham 's avatar
Graham

Is really good and security , you can buy the things...

5
Is really good and security , you can buy the things without interest is really 5 stars Reviewed on: 14th May 2024
Elio Freitas's avatar
Elio Freitas

It’s an easy and secure way to pay for online purcha...

5
It’s an easy and secure way to pay for online purchases! The app helps me keep track of my money, and makes paying my bills easy Reviewed on: 14th May 2024
Lou 's avatar
Lou

Great interest free options

5
Love the options to buy now pay later interest free or splitting big purchases into smaller payments Reviewed on: 14th May 2024
Amy V's avatar
Amy V

Great way to spread costs over time, can be difficul...

4
Great way to spread costs over time, can be difficult to keep up with transactions / interest rates - the 0% runs out pretty quick Reviewed on: 14th May 2024
Dan D's avatar
Dan D

Paypal is so easy and safe.

5
Paypal is so easy and safe. I love the options available to me when I want to purchase things Reviewed on: 14th May 2024
Nicola p's avatar
Nicola p

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