Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 58,756 reviews, last reviewed 11th Apr 2026
732800% increase in 5 star reviews
in the past 90 days
2300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Needed to make a big purchase and Paypal offered me... Needed to make a big purchase and Paypal offered me the money quickly and efficiently. Reviewed on: 11th April 2026
Kristyna L's avatar
Kristyna L

Latest lowest rating:

1

customer service full of cluless people When I contacted customer service via phone and chat to explain this misallocation, the agents were unable to understand the math, kept asking irrelev... Read more Reviewed on: 10th April 2026
Alex Calde's avatar
Alex Calde
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (58756)

Super paypal

5
Excellent customer service and protects you as a person Reviewed on: 14th May 2024
Theresa's avatar
Theresa

PayPal is really good as you can spread the cost.

5
PayPal is really good as you can spread the cost. If I have any quotes they are really good on the phone and over chats. Reviewed on: 14th May 2024
Stacey P's avatar
Stacey P

PayPal credit helped me a lot financially

5
PayPal credit helped me a lot in last few years financially. Reviewed on: 14th May 2024
Prudhvi V's avatar
Prudhvi V

So far it's been great!

4
So far it's been great! I however hear about cases of funds being withheld by PayPal. Interestingly, I have not experienced any of such Reviewed on: 14th May 2024
Babavee's avatar
Babavee

Been using PayPal for a few years now especially whe...

5
Been using PayPal for a few years now especially when buying larger items.Option of no interest is really helpful when on a tight budget Reviewed on: 14th May 2024
Liz P's avatar
Liz P

Always at your service

5
Easy user interface, excellent customer service and availability on a lot of platforms Reviewed on: 14th May 2024
Patrick A's avatar
Patrick A

Transaction reassurance.

5
Used PayPal for both large and small purchases. Excellent it's my go to payment method. Reviewed on: 14th May 2024
Dougie F's avatar
Dougie F

Alwats there when u need

5
Alwats there when u need help buying, and ur purchase is safe if ur scammed paypal is there to help Reviewed on: 14th May 2024
Marc b's avatar
Marc b

Brilliant service all round the app is very easily a...

5
Brilliant service all round the app is very easily accessible and allows you to see everything in detail Reviewed on: 14th May 2024
Stephen K's avatar
Stephen K

Simple and fast to apply

5
The application was straight forward Reviewed on: 14th May 2024
Lateef o's avatar
Lateef o

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill