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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Very convenient and easy to use.

Very convenient and easy to use. I set my card on Apple Pay. You get sent reminders when interest free period is nearly up. Reviewed on: 9th June 2026

Very good and convenient service.

Very good and convenient service. Gives 4 months interest free on all transactions that is the main attraction. Reviewed on: 9th June 2026

Easy way to sort payments, everything explained well.

Easy way to sort payments, everything explained well. Reviewed on: 9th June 2026

A lot of offers

I like the offers. Different companies offering PayPal and so many times I can spread the payments without extra money. Reviewed on: 9th June 2026

Using PayPal gives me peace of mind

Using PayPal gives me peace of mind Reviewed on: 9th June 2026

Very easy and convenient to use.

Very easy and convenient to use. Reviewed on: 9th June 2026

Very helpful and easy to use will definitely recomme...

Very helpful and easy to use will definitely recommend it to others accessible Reviewed on: 9th June 2026

Love the interest free period and the ease of use...

Love the interest free period and the ease of use Reviewed on: 9th June 2026

5 stars Service can't complain about them.

5 stars Service can't complain about them. Reviewed on: 9th June 2026

PayPal credit really works for me.

PayPal credit really works for me. It’s easy to manage in the app. I have not had to use customer service so hard to rate it. I mostly use the 4 month interest free period for larger purchases. Would highly recommend. Reviewed on: 9th June 2026

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