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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147872 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147872)

Pay in 3 option...

I use PayPal all the time and there pay in 3 option is ideal Reviewed on: 3rd May 2026

Easy and safe way to spread the cost of large purchases

Easy and safe way to spread the cost of large purchases Reviewed on: 3rd May 2026

Customer-friendly that makes life easier.

User friendly app and fair in the customer interest calculations. Reviewed on: 3rd May 2026

Easy and reliable to use.

Easy and reliable to use. Easiest to use when purchasing products from main dealers. Reviewed on: 3rd May 2026

Amazing application

I've been using PayPal for more than 10 years now and they are an amazing application, one stop shop for finances. Reviewed on: 3rd May 2026

Always been good the pay in three has been a life sa...

Always been good the pay in three has been a life safer for me as I’m renovating a house myself Reviewed on: 3rd May 2026

Top rated company

I have used PayPal for years and would highly recommend Reviewed on: 3rd May 2026

Very good service

Very good service and option for you and your family Reviewed on: 3rd May 2026

Simple Safe Satisfied

Easy to use, safe as houses and they’ve got your back. Reviewed on: 3rd May 2026

I have found using PAYPAL very useful.

I have found using PAYPAL very useful. Reviewed on: 3rd May 2026

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