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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

The best credit card I have ever had

Flexibility, being able to pay off each purchase over 99£ in four months.no hidden fees, great account. Credit limit could be a little higher. Reviewed on: 3rd May 2026

overall very happy

Very happy with the option of paying in 4 times Reviewed on: 3rd May 2026

Everything is easy and straightforward.

Everything is easy and straightforward. Reviewed on: 3rd May 2026

So good especially the cash back.

So good especially the cash back. Easy to use and simple to log in. Universal too so no need to worry about exchange rates Reviewed on: 3rd May 2026

Reliable, easy to use and navigate , always quick an...

Reliable, easy to use and navigate , always quick and easy with many options. I would be lost without it Reviewed on: 3rd May 2026

No problems in all the years I’ve been with PayPal,...

No problems in all the years I’ve been with PayPal, their team were so helpful whenever I needed to contact them. Reviewed on: 3rd May 2026

Easy to use, good customer service, easy app to help...

Easy to use, good customer service, easy app to help manage offers, good deals Reviewed on: 3rd May 2026

Easy to use app and very helpful staff.

Easy to use app and very helpful staff. Reviewed on: 3rd May 2026

Easy to use

Just love PayPal so easy to use, and great deals Reviewed on: 3rd May 2026

I closed my account thinking i didnt need it worse...

I closed my account thinking i didnt need it worse thing its so safe trust it have re joined Reviewed on: 3rd May 2026

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