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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Trustworthy

Fast and secure . Trustworthy always there when needed Reviewed on: 9th June 2026

PayPal credit has been incredibly helpful.

PayPal credit has been incredibly helpful. It has taken all the barriers and hassle out of getting credit using traditional banks. The relatively recent addition of an Apple Pay compatible card was really the final piece of the puzzle and has proved to be very convenient. Reviewed on: 9th June 2026

never had a bad experience with paypal very easy to...

never had a bad experience with paypal very easy to use and easy to apply for also Reviewed on: 9th June 2026

Easy and safe

Easy and safe to use, paypal credit is a good spreading the cost of large purchases convenient ,quick and easy Reviewed on: 9th June 2026

Perfect for all kinds of purchasing.

Ease of access is superb, straightforward and accessible over all forms of purchasing. Reviewed on: 9th June 2026

PayPal - easy, simple and always clear

Easy to use, easy to monitor use and spend. Reviewed on: 9th June 2026

Great to work with

Great company never had any issues with them Reviewed on: 9th June 2026

Easy to use service.

Easy to use service. Can view balances and amounts easily with a user friendly UI for the app everything is one place making it easy to manage money. Can navigate use of payments options stress free and the 4month interest is great for stress ways to make those large purchases with peace of mind. Reviewed on: 9th June 2026

Very happy customer would highly recommend

Very happy customer would highly recommend Reviewed on: 9th June 2026

PayPal puts my mind at rest re purchasing

I have used PayPal for a number of years. I have confidence in them and trust their procedures and feel comfortable using them to pay for things. I like the 4month interest free credit for bigger purchases. Reviewed on: 9th June 2026

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