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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,302 reviews, last reviewed 7th Apr 2026
509200% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Convenient and practical Convenient and available on nearlly all purchases Reviewed on: 7th April 2026
Paul R's avatar
Paul R

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
Hus's avatar
Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56302)

Paypal credit

5
Opening credit acc was very easy and decision was made instantly. It’s a convenient way of shopping. Customer service s great. Reviewed on: 11th July 2022
Joyce Borden's avatar
Joyce Borden

Great service

5
Convenient service, there when needed at multiple outlets. Easy to understand and user friendly app. Overall excellent Reviewed on: 11th July 2022
Tannss's avatar
Tannss

Excellent

5
Really helps me out with spreading the cost over 3 payments Reviewed on: 11th July 2022
Michelle Hope's avatar
Michelle Hope

Paypal credit is great

5
Very easy to use and keep track if expenses. The 4 months interest free is an amazing feature. Reviewed on: 11th July 2022
Nadeska Prado's avatar
Nadeska Prado

Ideal

5
Protection buying online guaranteed Reviewed on: 11th July 2022
Pedro Vilarinho's avatar
Pedro Vilarinho

Fantastic interest-free deals

5
Flexible repayment options that let's me pay my credit back quicker if I want to. Brilliant interest-free deals that mean that I'm not paying any extra for the things I buy! Reviewed on: 10th July 2022
Mike's avatar
Mike

Best option payment

5
The best payment option out there at the moment! Reviewed on: 10th July 2022
Beatrice Cernea's avatar
Beatrice Cernea

Excellent idea and service

5
Excellent idea and service for when you're in a tight spot for cash or emergencies 5 star Reviewed on: 10th July 2022
John Cox's avatar
John Cox

So helpful

5
Love paypal credit as you can spread the costs in by paying in 3 payments or over 4 months for purchases over £99 Reviewed on: 10th July 2022
Matthew's avatar
Matthew

PayPal credit

5
Hassle free and easy to use service Reviewed on: 10th July 2022
andrew denvir's avatar
andrew denvir

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