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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147842 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147842)

Great service

It’s simply safe and Great service, have been using PayPal credits Reviewed on: 3rd May 2026

PayPal is the way to go

I’ve been using PayPal for years and couldn’t record it enough to people - it’s easy to use in checkout, safe and secure when shopping online and now with an addition of physical card i can safely use it anywhere. Reviewed on: 3rd May 2026

Interest rates for the monthly payment is calculated...

Interest rates for the monthly payment is calculated could be much clearer eg showing a detailed breakdown of how the total per month is calculated for each big item purchased on credit. Thank you. Reviewed on: 3rd May 2026

Easy to use, clear info, always useful

Easy to use, clear info, always useful Reviewed on: 3rd May 2026

Robertmark 1

Value for money excellent service Reviewed on: 3rd May 2026

Love PayPal very safe and secure trust them 100%

Love PayPal very safe and secure trust them 100% Reviewed on: 3rd May 2026

Decent staff able to help anytime

Decent staff able to help anytime Reviewed on: 3rd May 2026

PayPal is easy to use, easy to make payments and eas...

PayPal is easy to use, easy to make payments and easy to communicate with customer services. A place where I’m given a chance to pay back on purchases I have made and I always pay back within the set frame time Reviewed on: 3rd May 2026

PayPal perfect.

PayPal offer credit with several options to spread the cost, zero interest, low interest, pay in three. Customer service are friendly and helpful and solve all queries. Most importantly, they treat you as their number one customer. Reviewed on: 3rd May 2026

Best Credit ever

Best credit that I've ever had simple to use Reviewed on: 3rd May 2026

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