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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Very quick and easy , clear repayment plans

5
Very quick and easy , clear repayment plans Reviewed on: 9th June 2026

Safest, Easiest Online Payment Method

5
Safest, easiest payment method online, and so many options to pay. I’ve had a few issues with sellers etc and PayPal have always resolved in a friendly professional manner never leaving me out of pocket. Reviewed on: 9th June 2026

Go to trusted payment method

5
Go to trusted payment method used it for rhe last 14 /15 years Reviewed on: 9th June 2026

Easy to use, app is great and clearly shows outstand...

5
Easy to use, app is great and clearly shows outstanding balance and promo rates Reviewed on: 9th June 2026

Great way to lend money with easy steps to pay back...

5
Great way to lend money with easy steps to pay back and also collecting points along the way which you can convert into money paypal gives u lots of options to pay and I dono what id do without it now Reviewed on: 9th June 2026

It has been life saving for me.

5
It has been life saving for me. Having able to use PayPal for most of my check out is been so convenient for me. Reviewed on: 9th June 2026

I am always satisfied with PayPal’s service.

5
I am always satisfied with PayPal’s service. It is my go to account to spend with and if I’ve ever had any issues, they’ve helped out and nothing is ever too much trouble. Reviewed on: 9th June 2026

Great experience!

5
Great experience! Love the points system gives me extra money. Reviewed on: 9th June 2026

Secure and simple to navigate

5
Quick and easy transactions. Great security and simple to use app Reviewed on: 9th June 2026

First choice for online payments

5
Always fast and efficient service and excellent when things go wrong Reviewed on: 9th June 2026

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