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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

An amazing tool

Universal, simple and something that it’s just easy to use. From sign in to check out the PayPal experience is 10/10 Reviewed on: 9th June 2026

It’s a good service but the customer service is poor

It’s a good service but the customer service is poor Reviewed on: 9th June 2026

Trusted supplier, easy to contact,

Trusted supplier, easy to contact, Reviewed on: 9th June 2026

No problems...paypal is great

No problems...paypal is very safe Reviewed on: 9th June 2026

Excellent

Excellent offers; efficient & easy to use. Reviewed on: 9th June 2026

PayPal are my "Go To" for purchasing online

I have been using PayPal for over 10 years I find the service very good - when purchasing goods either small or large I find the additional purchasing security invaluable and its comforting to know that you have protections in place in case of scams and fraud - it is also great to have finance options at your finger tips - whether I need it or not it is good to spread payments or use 4 months interest free to pay for large items - Reviewed on: 9th June 2026

Never had an issue with PayPal and like the buyer pr...

Never had an issue with PayPal and like the buyer protection Reviewed on: 9th June 2026

Easy to use, but also feels very secure.

Easy to use, but also feels very secure. Use it for everything - everyday items and big purchases to spread them out. If you pay off on time don’t have to pay intrest which is a great bonus. Had to claim refund in the past and also super straightforward via PayPal when seller was dragging their feet. Reviewed on: 9th June 2026

Overall experience

Smooth transactions, Quick credit limit set, no issues when using it. Convienient repayments Reviewed on: 9th June 2026

Good service and payment plan options.

Good service and payment plan options. Love using the pay in 3 Reviewed on: 9th June 2026

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