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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147808)

Faithful payoal

5
PayPal has been ole faithful for many years , it has never let me down and supported me brilliantly with any problems that have cropped up over the many years of use. Reviewed on: 3rd May 2026

PayPal, excellent service.

4
PayPal, excellent service. Dealt with a query regarding flight booked with Booking.com. Dispute with refund on flight. PayPal dealt with professionally and reassured to myself. Reviewed on: 3rd May 2026

Very helpful, very user friendly

5
Very helpful, very user friendly Reviewed on: 3rd May 2026

Why I use pay pal

5
I have pay pal credit and debit cards. I Use these home and abroad, I can transfer money and top up, its great for sending money to friends and family. Its easy to use. I have both cards in my electronic wallet. I get notification about my direct debits, its so easy to use. Pay pal split the purchases into manageable interest free payments. Reviewed on: 3rd May 2026

Great service ,secure and fast!

5
Great service ,secure and fast!.....................Thanks Reviewed on: 3rd May 2026

Flexible and easy to understand.

3
Flexible and easy to understand. Reviewed on: 3rd May 2026

Excellent service, will recommend.

5
Excellent service, will recommend. Reviewed on: 3rd May 2026

It’s been good even better now with a PayPal card so...

5
It’s been good even better now with a PayPal card so I can make more purchases Reviewed on: 3rd May 2026

All good, with the added experience of protection

5
All good, with the added experience of protection Reviewed on: 3rd May 2026

Good Value

5
Easy,fast and helpful service to spread the costs Reviewed on: 3rd May 2026

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