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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

Love PayPal

5
Love PayPal so easy and quick to pay Reviewed on: 3rd May 2026

Buy now and pay in 3 payments, it helps a lot.

5
Buy now and pay in 3 payments, it helps a lot. Reviewed on: 3rd May 2026

Easy to use and secure payments.

5
Easy to use and secure payments. Reviewed on: 3rd May 2026

Mu favorite way to pay.

5
Mu favorite way to pay. Always suggest to friends and family. Excellent customer service Reviewed on: 3rd May 2026

Handy and fair!

5
Handy and fair! never had an issue with PayPal or PayPal credit. Feel my credit is fair and affordable with great 0% offers Reviewed on: 3rd May 2026

Good company only payments by diet dibet going to lo...

5
Good company only payments by diet dibet going to long but overall top Reviewed on: 3rd May 2026

Fast flexible and efficient.

5
Fast flexible and efficient. Great offers such as the pay in 3. It compliments my usual banks. Worldwide.Fast and secure App. Reviewed on: 3rd May 2026

Strongly recommend!

5
I use PayPal for a couple of years now. I am very happy with their services, I am using it for payments and I have a credit card with them. I am recommending it all the time because is really worth it. Reviewed on: 3rd May 2026

No comment about PayPal, Just use it.

5
No comment about PayPal, Just use it. Reviewed on: 3rd May 2026

Clear and binding rules, No hidden fees

5
Clear and binding rules, No hidden fees Reviewed on: 3rd May 2026

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