Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

I'm use PayPal over year and I very happy plus I get...

I'm use PayPal over year and I very happy plus I get points for every spend 1 pounds Reviewed on: 9th June 2026

Always been a way of saving me when I need a quick c...

Always been a way of saving me when I need a quick checkout Reviewed on: 9th June 2026

Always there for me when purchasing

Always there for me when purchasing Reviewed on: 9th June 2026

Great service, good communication, easy to sign up

Great service, good communication, easy to sign up, easy to use. Reviewed on: 9th June 2026

Paypal for everyone everyday

I can use Paypal with ease. For any purchase, big or small, I am guaranteed the ability to enjoy what I have bought and subsequently, pay off the balance at the end of the month. This keeps me grounded and stable, as I can track what I have spent. In all honesty, Paypal is such an incredible asset for day to day life. Reviewed on: 9th June 2026

Use PP credit and Pay in 3 frequently.

Use PP credit and Pay in 3 frequently. Easy t use, no interest, no long term debt. Reviewed on: 9th June 2026

Leading the way.

Seamless set up from start to finish, great notifications when purchasing on my phone. Delivery notifications too. The 4 month interest free is a great offer for anything over £100. Leading the way in how credit cards should be done. Reviewed on: 9th June 2026

Very good experience with PayPal credit.

Very good experience with PayPal credit. Splitting your purchases over 4 months with 0 interest that is a great help. Reviewed on: 9th June 2026

It's really great and easy to use , plus it does hel...

It's really great and easy to use , plus it does help in a tight pinch Reviewed on: 9th June 2026

PayPal are fantastic and easy to use.

PayPal are fantastic and easy to use. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub