Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Fantastic company

Fantastic company to use and very safe although sometimes their charges are a bit steep Reviewed on: 9th June 2026

The pay in 3 offer has been a big help...

The pay in 3 offer has been a big help over the years Reviewed on: 9th June 2026

Easy to use

Always easy to use pay pal, very smooth and fast and very convenient Reviewed on: 9th June 2026

Easy to use, great service and benefit

Easy to use, great service and benefit Reviewed on: 9th June 2026

So easy to use, always consistent and know what to e...

So easy to use, always consistent and know what to expect from PayPal. Good customer service and a reliable app and website. Easy to switch between the two which is a lot easier than other Buy Now Pay laye services. Really happy with the service offered for no fee! Reviewed on: 9th June 2026

Completing transactions are fast and simple

Completing transactions are fast and simple Reviewed on: 9th June 2026

.fantastic

Very easy to use. Excellent support when need assistance Reviewed on: 9th June 2026

Fast and reliable

It helps you afford goods and services more easily. Reviewed on: 9th June 2026

Good for interest fee

Good for buy stuff and plane ticket Reviewed on: 9th June 2026

Always the best way/safest way to pay online

Always the best way/safest way to pay online Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub