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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 55,987 reviews, last reviewed 7th Apr 2026
479600% increase in 5 star reviews
in the past 90 days
1300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have had PayPal for well over 10 years and no... Have had PayPal for well over 10 years and no issues Reviewed on: 7th April 2026
Tig's avatar
Tig

Latest lowest rating:

1

The worst App ever (Fraud and Scammer) The worst App ever (Fraud and Scammer) Reviewed on: 7th April 2026
Remon L's avatar
Remon L
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (55987)

Always there for you.

5
Because of the security it gives. Reviewed on: 8th July 2022
Jim Owen's avatar
Jim Owen

Easy and convenient

5
It's very user friendly and convenient. Automation of so many things means that you can make adjustments through the app without having to communicate with someone. Even if customer service is required, it is always exceptional. Reviewed on: 8th July 2022
Mohammad Ahmed's avatar
Mohammad Ahmed

Great service

5
Easy to use, swift confirmation and simple repayments. Coupled with 4month interest free offers makes this perfect for medium spend purchases. Reviewed on: 8th July 2022
oliverbradley@hotmail.com's avatar
[email protected]

Simple and clear credit

5
Very straight forward process of paying with PayPal Credit. Nice an simple terms, haven't encountered any problems with PayPal so far. Reviewed on: 8th July 2022
Pavel Antonov's avatar
Pavel Antonov

Excellent package all round

5
PayPal credit is stunning! 4 months 0% apr what’s not to like about that. Spread the costs with some retailers for up to 4 years 0%apr. PayPal customer service is amazing. Refunds are instant. All round the only thing that could make it better is a physical card. Reviewed on: 8th July 2022
Ryan's avatar
Ryan

easy to use

5
Great service, easy to use. Always up to date with transactions. Reviewed on: 8th July 2022
Pedro Tomas's avatar
Pedro Tomas

First Class

5
Absolutely Brilliant never ever a problem to deal always perfect Reviewed on: 8th July 2022
Colin Young 's avatar
Colin Young

Number 1

5
Paypal is the easiest and safest to pay. I never had problems with paypal, they always helped me when I needed it. Love Paypal !!! Reviewed on: 8th July 2022
Ali G's avatar
Ali G

It was fantastic

5
amazing amazing amazing I just love it thank you so much Reviewed on: 8th July 2022
Ibrahim Littlehales's avatar
Ibrahim Littlehales

Amazing service !!!

5
Very nice Reviewed on: 8th July 2022
Evaldas M's avatar
Evaldas M

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