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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147687)

Love PayPal, so convenient and easy to access.

5
Love PayPal, so convenient and easy to access. Reviewed on: 2nd May 2026

There when you need it and good it can go in your wa...

5
There when you need it and good it can go in your wallet Reviewed on: 2nd May 2026

Great debit card facilities and other finance option...

5
Great debit card facilities and other finance options to suit my needs. Reviewed on: 2nd May 2026

Fantastic service

5
PayPal is very easy to use, everything it explained properly, before you proceed Reviewed on: 2nd May 2026

very safe

5
Always helpful and always transparent and very safe! Reviewed on: 2nd May 2026

Great and very helpful.

4
Great and very helpful. Would like to get options to increase credit line & additional information on credit cadd Reviewed on: 2nd May 2026

PayPal credit has made my life so much easier used f...

5
PayPal credit has made my life so much easier used for years now, it's safe and secure it's SIMPLY THE BEST Reviewed on: 2nd May 2026

I have always trusted PayPal with my financial matte...

5
I have always trusted PayPal with my financial matters weather it’s straight out my bank or taking credit. The equal monthly payments and clear guidelines make it so easy for purchases and the customer service is second to none Reviewed on: 2nd May 2026

After contacting PayPal they solved my problem strai...

5
After contacting PayPal they solved my problem straight w Reviewed on: 2nd May 2026

Pay-in-3 support

5
The pay in 3 system is really handy and for times in need. I also know if I have any future issues, PayPal will always be supportive and reliable. Reviewed on: 2nd May 2026

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