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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Excellent services!

Excellent services! Spreading the cost over 4 months is very helpful. Reviewed on: 9th June 2026

Less pay in 3 option.

Less pay in 3 option. Pay in 4 would better. Reviewed on: 9th June 2026

Great app, easy to use and navigate.

Great app, easy to use and navigate. Simple process on the site also. Emails are succinct and often lead to resolving issues before they arise. Reviewed on: 9th June 2026

Always easy to use at checkout, T&Cs always very clear.

Always easy to use at checkout, T&Cs always very clear. Reviewed on: 9th June 2026

I’ve had no problems with PayPal.

I’ve had no problems with PayPal. They always give plenty time to repay so I’ve never had to pay any interest which is great Reviewed on: 9th June 2026

PayPal credit is my go to!

PayPal credit is my go to! Often on orders over £99 on PayPal credit will get 0% for 4 months. This is great when buying things and splitting it over 4 months to may more manageable. The app is really easy to use, keep track on balance, and quick to make payments. I find this credit option easy to keep on top off, being able to make as little or large payments as and when I’d like. Reviewed on: 9th June 2026

Good customer service good communication

Good customer service good communication Reviewed on: 9th June 2026

Fab, lots of payment options,

Fab, lots of payment options, iepay in 3, pay later in 3 months, or simply add to balance . remind you how to pay to decrease balance quicker etc.. Reviewed on: 9th June 2026

Always quick service and I’ve never had any problems...

Always quick service and I’ve never had any problems using this service Reviewed on: 9th June 2026

Easy and fast

Easy and fast way to pay very good Reviewed on: 9th June 2026

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