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PayPal: PayPal Credit reviews

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4.91
Based on 56,265 reviews, last reviewed 7th Apr 2026
505700% increase in 5 star reviews
in the past 90 days
1400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have always used Paypal for all my purchase. I have always used Paypal for all my purchase. In the rare occasions when i had issues with my purchases, This was resolved without any problem. Reviewed on: 7th April 2026
Gee's avatar
Gee

Latest lowest rating:

1

Never again will I use PayPal credit I am writing to raise a formal complaint regarding the handling of a recent payment on my PayPal Credit account. I made a payment of £1301.36 with th... Read more Reviewed on: 7th April 2026
Hus's avatar
Hus
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56265)

very convenient

5
easy payments, finances flexibility Reviewed on: 9th July 2022
Hannah's avatar
Hannah

Highly recommend

5
Spread the cost with no interest, what’s not to like Reviewed on: 9th July 2022
Nicholas Brown's avatar
Nicholas Brown

A Great way to Pay!

5
I've used PayPal Credit on several occasions and it has helped me buy those expensive items I've wanted. Anything £99 and above qualifies and allows you to spread your payments, which is brilliant as I'm paid monthly. Reviewed on: 9th July 2022
Dave's avatar
Dave

Always there, always fair!

5
I feel safe with PayPal, I’m protected and I am treated fairly. Friendly reminders mean I never miss a payment and 0% interest gives me peace of mind: Reviewed on: 9th July 2022
Jamie-Lee Gibson's avatar
Jamie-Lee Gibson

IT IS AWESOME

5
So easy to manage with the app, let’s you keep track. Safe and secure Reviewed on: 9th July 2022
andymarklawrence@hotmail.com's avatar
[email protected]

Absolutely Smashing

5
My experience with PayPal has always been a pleasure. To offer people the credit scheme proves to be very useful and will help many. Thank you PayPal Reviewed on: 9th July 2022
Ashley's avatar
Ashley

Great PayPal I use every single month

5
I use PayPal credit interest 3 option very often find it a great way to pay for things over time. A star ++++++++ Reviewed on: 9th July 2022
dan07arsenal@gmail.com's avatar
[email protected]

Paypal credit.

5
Paypal is the biggest online paying platform and it has paypal credit now!! What more can you want, for me - buying a lot online, it is absolutely a win! Good rates and discounts with quite few offers of payment ( pay in 4 etc.. ) it makes it even better... been using it since day 1 and have nothing bad to say, if you are buying online a lot, like i do, it's a no brainer with good interest rates and offers which benefits you in a long run. Online payments with flexibility, brilliant. Reviewed on: 9th July 2022
Deividas Kazkas's avatar
Deividas Kazkas

No precent for 4 months

5
Is always good experience shop and no pay precent Reviewed on: 9th July 2022
Erika 's avatar
Erika

MORE THAN HAPPY

5
I've been with PayPal many years back and it's amazing that they always creating something new for customers to have easy access with PayPal pay 4 Months with no interest, sending money to family and friends with no extra charge, quick response to any queries and quick access for a credit, lots and lots Reviewed on: 9th July 2022
Richie 's avatar
Richie

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