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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to set up, affordable repayments!

Easy to set up, affordable repayments! Couldnt be happier Reviewed on: 9th June 2026

Customer care

If any problems just call, easy to get to get a person that is ready to help. Customer care.excellent so friendly Reviewed on: 9th June 2026

Always simple to use and understand

Always simple to use and understand Reviewed on: 9th June 2026

Easy To Access Credit

PayPal provides an easy to access credit method, and the interest rates are affordable. I have been using the service for several years and can't recommend it highly enough. You can use payoal for a variety of purchases. Reviewed on: 9th June 2026

There when you need it

Handy for big purchases or unexpected purchases when you need to replace items, easy to use. Good options like pay in 3, app is easy to use and understand, PayPal is an option on most websites which is great Reviewed on: 9th June 2026

I have found my pay pal accounts invaluable, easy to...

I have found my pay pal accounts invaluable, easy to use, great communication, and convenient. Reviewed on: 9th June 2026

Amazing options of installments!

Amazing options of installments! The virtual credit card makes it so much easier to make payments. Love the app with clear information of all payments and transactions. Reviewed on: 9th June 2026

Very quick and easy to use

Was able to complete orders in no time at all Reviewed on: 9th June 2026

It’s Brilliant

I use PayPal Credit for larger purchases to take advantage of the 4 months interest free facility. It is brilliant and allows me to spread larger payments at no cost and plan my personal budget efficiently. Additionally, on the one occasion I have had an issue with a retailer where I used PayPal Credit, they helped me get my a quick refund so I could purchase the item elsewhere. They even now provide a credit card to use if a retailer does not accept PayPal payments. It’s brilliant. Reviewed on: 9th June 2026

Always been the best and safest way to spend online...

Always been the best and safest way to spend online keep up the great work Paypal offering credit and pay in 3 has been a life saver aswell plus any problems with sellers/items you always have the customers back so again big thanks to Paypal Reviewed on: 9th June 2026

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