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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147637 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147637)

Couldnt live without my paypal account use it for ev...

Couldnt live without my paypal account use it for everything, and the new paypal plus is a bonus aswel earn money towards future purchases. Highly recommend its just so easy to use and manage through the app. Reviewed on: 2nd May 2026

Excellent service and value for money, easy to use a...

Excellent service and value for money, easy to use and to make payments. No stress! Reviewed on: 2nd May 2026

Very good offers from PayPal, I went nice holidays w...

Very good offers from PayPal, I went nice holidays without money stress, thank you. Reviewed on: 2nd May 2026

I’ve always found pay pal helpful and have had an ac...

I’ve always found pay pal helpful and have had an account for years Reviewed on: 2nd May 2026

Love PayPal always easy and reliable

Love PayPal always easy and reliable Reviewed on: 2nd May 2026

Love the whole experience.

Love the whole experience. Simplicity and 4 months interest free. I have been with PayPal for over 20 years and how they have evolved over the years it’s got better and better. Reviewed on: 2nd May 2026

Customer service is excellent & any issue that do ar...

Customer service is excellent & any issue that do arise are dealt with quickly & with extreme competence Reviewed on: 2nd May 2026

Always helpful and there when you need them

Always helpful and there when you need them Reviewed on: 2nd May 2026

CS is just completely dismissive

CS is just completely dismissive, and paypal has not proper automated way to raise issue either against digital products (the categories are laughable), nor against issues with paypal itself. Reviewed on: 2nd May 2026

Always easy and efficient to use

Always easy and efficient to use Reviewed on: 2nd May 2026

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