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PayPal: PayPal Credit reviews

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4.91
Based on 56,463 reviews, last reviewed 7th Apr 2026
523300% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A convenient line of credit for emergencies. I don't use credit on a daily/monthly basis, but should something unexpected happen, it's nice to have it there for emergencies. Reviewed on: 7th April 2026
ChrisL's avatar
ChrisL

Latest lowest rating:

1

Great service. Great service. Easy to understand terms and conditions and fantastic communication. Reviewed on: 7th April 2026
Valerie B's avatar
Valerie B
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56463)

Simple & easy

5
PayPal credit is simple and easy with no hidden charges. The website is easy to navigate and easy to keep track of spending. Reviewed on: 1st August 2022
Jack Masterson's avatar
Jack Masterson

Safe, Simple and Secure

5
Transactions are very quick and seamless, very easy to navigate the site and help is always on hand. Disputes (if you have any) are dealt with quickly and fairly - I have been using Paypal for nearly 20 years and never had an issue or problem. Reviewed on: 1st August 2022
Steven Collins's avatar
Steven Collins

Great service

5
Flexible credit options, with no extra cost, if you plan your budget right. Reviewed on: 1st August 2022
Einar Silvansky's avatar
Einar Silvansky

Great product, great service

5
Paypal credit is great. Easy to use and track your account. Reviewed on: 1st August 2022
Dexter Millen's avatar
Dexter Millen

So convenient !!

5
Very happy with the 0% for 4 month offer for every purchase over £100. Has helped us buy stuff for our new house with enough time to pay it all back in 4 months without any interest charge. Reviewed on: 1st August 2022
Alisha Aman's avatar
Alisha Aman

Paypal credit review

5
I have always found paypal credit an absolutely easy option to use and the approval process is quite prompt. There is also an added sense of security that if anything goes wrong, your money is protected. Reviewed on: 1st August 2022
Fahrina Maharaj's avatar
Fahrina Maharaj

Credit card

5
I have very good experience, with my credit card. Reviewed on: 1st August 2022
Ivan Ocampo's avatar
Ivan Ocampo

Amazing, Easy to use

5
PayPal credit is easy to use. It gives you a clear breakdown of how much credit you have left and the amount you need to pay off. One thing I love about PayPal credit is that it breaks down the amount you have left to pay off for each shop. With the ability to set up a direct debt and frequent reminders it's nearly impossible to forget repayments. Reviewed on: 1st August 2022
Amy Nash's avatar
Amy Nash

Convenient

5
I have been using Paypal Credit for a while now, and have a only positive feedback. It's very convenient, easy and straightforward. Reviewed on: 1st August 2022
Marina's avatar
Marina

The best

5
Great customer service, always use paypal credit Reviewed on: 31st July 2022
Nathanial Chapman's avatar
Nathanial Chapman

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