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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147599)

PayPal is an amazing service, I feel fully confident...

5
PayPal is an amazing service, I feel fully confident using PayPal Reviewed on: 2nd May 2026

Extra security with PayPal

5
PayPal for me has made financial stresses easier , offering 0% interest rates , allowing me to buy without the worry of added cost . It also gives me peace of mind when purchasing online . I only shop using paypal . Reviewed on: 2nd May 2026

Great genuinely helpful and great service and a grea...

5
Great genuinely helpful and great service and a great credit provider Reviewed on: 2nd May 2026

My experience with PayPal so far has been good.

5
My experience with PayPal so far has been good. Reviewed on: 2nd May 2026

Easy to use - great offers

5
I’ve taken advantage of the interest free offers and pay in 3. Easy to use and very handy Reviewed on: 2nd May 2026

Excellent service and very good information very qui...

5
Excellent service and very good information very quickly information..mobile services very offer never no any problems. Reviewed on: 2nd May 2026

I had been hacked with someone else using my account...

5
I had been hacked with someone else using my account, PayPal fixed it immediately for me. Excellent customer service service. Reviewed on: 2nd May 2026

I used the credit to pay family vacation

5
I used the credit to pay family vacation Reviewed on: 2nd May 2026

PayPal is good facility for shop

5
PayPal is good facility for shop Reviewed on: 2nd May 2026

Fast, reliable, convenient service

5
Fast, reliable, convenient service Reviewed on: 2nd May 2026

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