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PayPal: PayPal Credit reviews

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4.91
Based on 56,662 reviews, last reviewed 7th Apr 2026
541700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic Great options for paying via Credit. The only thing that would make it better is if all stores accepted PayPal! Reviewed on: 7th April 2026
AN's avatar
AN

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56663)

PayPal always helped when needed

5
In general I’ve been always very happy with service but also offers provided and convenience of use. Reviewed on: 11th August 2022
Joanna's avatar
Joanna

Seamless

5
From the application to activation to usage it has been seamless. Reviewed on: 11th August 2022
Fimmy's avatar
Fimmy

Excellent service

5
I've always found PayPal to be secure and easy to use. I love PayPal credit for being able to spread the cost of things and it is so easy to see what you need to pay each month to avoid interest. I use PayPal wherever I can. Reviewed on: 11th August 2022
Julie Warrington's avatar
Julie Warrington

PayPal Credit

5
Offers excellent payment methods and clear details of charges etc. Reviewed on: 11th August 2022
Craig George's avatar
Craig George

Great facility

5
Easy to understand and easy to operate Reviewed on: 11th August 2022
Alex Juniper's avatar
Alex Juniper

Life Saver

5
If it wasn’t for paypal credit i wouldn’t be able to survive right now 4 kids wife ect it’s literally saved me so many times.. i appreciate paypal credit ! Reviewed on: 11th August 2022
Matt Masey_vapes's avatar
Matt Masey_vapes

All is good

5
Purchase and pay later good send money receive with in seconds Reviewed on: 11th August 2022
Kaliyamoorthy's avatar
Kaliyamoorthy

Brilliant

5
Brilliant and easy service to use. Reviewed on: 11th August 2022
Natt Moore's avatar
Natt Moore

Super

5
Very easy to work everything works fast Super relationship and time saving Reviewed on: 11th August 2022
Vitalijs Andzans's avatar
Vitalijs Andzans

Very to use

5
I would recommend PayPal to everyone. Most of the time I find great offers where Paypal pays for you and you only Start paying them back after 6 Months. Reviewed on: 11th August 2022
Nadeem Shaheen's avatar
Nadeem Shaheen

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