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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Safe and secure with PayPal

I feel completely safe when I purchase items on the internet when I use PayPal. Reviewed on: 9th June 2026

So easy to use and has helped me when I’ve needed a...

So easy to use and has helped me when I’ve needed a credit option. The interest rates are good and the app is very easy to use Reviewed on: 9th June 2026

Great way of spread costs at no extra cost!

Great way of spread costs at no extra cost! Reviewed on: 9th June 2026

No issues ever with using card physically or online

No issues ever with using card physically or online Reviewed on: 9th June 2026

Very flexible interest free options

The interest free options are great for spreading the cost of purchases over 3 to 4 months. The credit card option is very useful where PalPal is not a direct option. Reviewed on: 9th June 2026

Good platform and secure for paying for things online.

Good platform and secure for paying for things online. Reviewed on: 9th June 2026

Always helps when has a dispute

Always helps when has a dispute. It gives you confidence they are there to help get the dispute sorted. Customer service is excellent when it comes to disputes Reviewed on: 9th June 2026

Convenient, Reliable, and Stress Free to Use

The app and website are easy to use, payments are simple to manage, and I always receive clear reminders before payments are due. I also like the added security that comes with using PayPal for online purchases. Overall, it’s been a convenient and reliable way to manage my spending. Reviewed on: 9th June 2026

Very easy to set up and use,good clear information

Very easy to set up and use,good clear information Reviewed on: 9th June 2026

Excellent facility

Easy to use, offers easy flexible payment offers and great 0 interest Reviewed on: 9th June 2026

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