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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy and accessible

Easy to use and understand, simple app and direct debit straightforward. Great product overall. Excellent section of help documents and FAQs in the app too. Reviewed on: 9th June 2026

Very simple process from start to finish.

Very simple process from start to finish. Excellent service. Verified before my purchase, so no issues at all. Reviewed on: 9th June 2026

Very easy to use.

Very easy to use. When I have needed to contact it has been resolved very quickly. My only frustration is I liked to do manual repayments so I could amend the amount, however it becomes complicated as the payments aren’t instant, it would take nearly a week for them to then leave my account. Reviewed on: 9th June 2026

Pay-Pal is a must in any Wallet!!!

Pay-Pal is a must in any Wallet. Great support for using my funds across a huge variety of websites. Safe and easy to challenge when items go missing with great customer support. Recently applied for Pay-Pal credit, only used it a couple of times at present but intend to use it more, easy to apply for and quickly accepted. Reviewed on: 9th June 2026

The One to get

I ditched all my other credit cards and went with the smart option Reviewed on: 9th June 2026

Great services and paying options

Have been using PayPal for years lots of ways to pay and love the no interest for 4 month on purchases Reviewed on: 9th June 2026

PayPal is super easy to use

PayPal is super easy to use and available to use at nearly all retailers and their customer service is second to none Reviewed on: 9th June 2026

Superb service.

Superb service. Easy to access all clear explained. Handy fo use Reviewed on: 9th June 2026

Helped me out a few times

Paypal credit has helped me out of a few corners I've been stuck in....its very easy and handy when needed Reviewed on: 9th June 2026

Fast, secure, and very easy to use.

Fast, secure, and very easy to use. I’ve had a great experience with PayPal for both online shopping and sending money. Highly recommended Reviewed on: 9th June 2026

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