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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147528 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147528)

Always felt financially safe and privacy is paramount

Always felt financially safe and privacy is paramount Reviewed on: 2nd May 2026

Great way to pay in instalments rather than paying a...

Great way to pay in instalments rather than paying at once Reviewed on: 2nd May 2026

Just a brilliant set up.

Just a brilliant set up. Pay in 3 is absolutely ideal. Reviewed on: 2nd May 2026

Always good value and great payment options

Always good value and great payment options Reviewed on: 2nd May 2026

always feel safe and protected using paypal,instead...

always feel safe and protected using paypal,instead of entering card details which could be hacked and leave a path of devastation.it makes shopping easier as i do not trust some payment. options having been scammed before. Reviewed on: 2nd May 2026

They have been excellent and always helpful with no...

They have been excellent and always helpful with no issues Reviewed on: 2nd May 2026

I like using paypal pay in 3 and credit as it really...

I like using paypal pay in 3 and credit as it really helps with my business Reviewed on: 2nd May 2026

Very quick and safe transactions

Very quick and safe transactions Reviewed on: 2nd May 2026

I love PayPal, just a highly professional company th...

I love PayPal, just a highly professional company that offer several ways of paying which suits the customer. I have been a customer for many years, and only a few times I have needed to report an issue with two companies whereby my money was returned in quick time, this was highly efficient. Reviewed on: 2nd May 2026

Dont use it, you will end up paying fees all the time

for some reason i keep getting late fees when i don't pay late, like now i have one and i paid it last month and called them to ask why again have i got yet another fee, they said oh we will wave it and yet when i look 02/05/2026 its still there. i am sick to the back teeth with it.. Reviewed on: 2nd May 2026

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