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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,858 reviews, last reviewed 7th Apr 2026
559700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helping out So easy to help out with pay in 3 especially when prices are rising continuously Reviewed on: 7th April 2026
Pierre M's avatar
Pierre M

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56858)

Best Credit For Online Shopping

5
I've found paypal credit to come in extremely helpful when shopping online due to its ease and security. Reviewed on: 12th August 2022
MattRichardson's avatar
MattRichardson

Amazing Service

5
Amazing service get support very happy Reviewed on: 12th August 2022
Blade East's avatar
Blade East

Easy

5
Very easy to manage and look over your spendings and payments. Massive plus is a no interest loan! Love it Reviewed on: 12th August 2022
Anete Krista's avatar
Anete Krista

transactions

5
Very easy to transfer and receive monies Reviewed on: 12th August 2022
Shaun Morley's avatar
Shaun Morley

Easy to use and safe

5
The best and safe method to pay... Reviewed on: 12th August 2022
Gabor Szucs's avatar
Gabor Szucs

My review

5
I personally enjoy using paypal services for splitting bills, and paying friends. I have also made use of PayPal’s crypto feature. It’s perfectly simple! Credit with PayPal is a bliss and the direct debit setup has made budgeting so easy Reviewed on: 12th August 2022
Ben Robinson's avatar
Ben Robinson

Great service

4
Easy to use service, only down side is not all retailers let you pay with PayPal but most big retailers do. Reviewed on: 12th August 2022
Hayley's avatar
Hayley

Easy money

5
Made wonga on the crypto and made my life easier paying in three Reviewed on: 12th August 2022
Tom's avatar
Tom

Excellent company

5
Great website. Easy to follow. Would recommend to my friends (if I had any) Reviewed on: 12th August 2022
Ted Marshall's avatar
Ted Marshall

Fantastic option to pay easy

5
PayPal credit isn't just an option it’s my go to option to finance short term purchases without racking up interest. Highly recommended Reviewed on: 12th August 2022
Chukwuemeka Nwaojigba's avatar
Chukwuemeka Nwaojigba

Review PayPal: PayPal Credit now

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