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PayPal: PayPal Credit reviews

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4.91
Based on 56,979 reviews, last reviewed 7th Apr 2026
570700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy service Very happy with pay pal wouldn't go anywhere else been wit them 5years + good service no problems Reviewed on: 7th April 2026
graham m's avatar
graham m

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (56979)

Like it

5
I would recommend to my friends and family paypal credit, is very way to use, and make a payments. Reviewed on: 14th August 2022
Lina Firantaite's avatar
Lina Firantaite

PayPal is the best life saver for my family.

5
PayPal has help so much when I needed extra for food shopping and other essentials for my family. Im glad I joined in PayPal it’s a life saver for me and for my family. Reviewed on: 14th August 2022
Sarah anderson 's avatar
Sarah anderson

Convenient, easy and fast

5
Customer support superb. I could not ask for more except an increase in my credit limit. Reviewed on: 14th August 2022
MI's avatar
MI

Quick and easy

5
Been using PayPal credit for a few years now, never had any issues, had my limit increased a couple of times which is great. Would highly recommend this to anyone who shops online. Reviewed on: 14th August 2022
Richard Moore's avatar
Richard Moore

Great helping hand

5
Helps me out with buying things Reviewed on: 14th August 2022
Michele's avatar
Michele

Favorite way of payment

5
Free interest on the firs 4 months of purchase, good interest rates! Quickest and easiest way to pay! Recommend a lot. Reviewed on: 14th August 2022
Thallita's avatar
Thallita

great experience so far

5
Paypal gives you the option of taking out credit without interest within 4 months, which is plenty of time to pay back what you owe. Another option is pay in 3 which is done automatically so you don’t have to worry about missing payments! Reviewed on: 14th August 2022
Jem Jem's avatar
Jem Jem

Fast efficient and safe everything you need!

5
PayPal credit is handy quick and accepted in all the stores I regularly shop in not having to remember numbers or get cards out of my purse it’s fantastic easy and safe! Reviewed on: 14th August 2022
Amanda clarke's avatar
Amanda clarke

Safe product

5
I get my money back when seller did not fill commitments Reviewed on: 14th August 2022
Anita's avatar
Anita

a wide coverage with excellent security

4
I have a good experience with Pay Pal and all my issues have been resolved fairly and efficiently. I would recommend Pay Pal to all my friends. Reviewed on: 14th August 2022
David Bancroft's avatar
David Bancroft

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