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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147449)

It’s a no brainer to have an account with them!

5
Always worked seamlessly and very reliable, secure payments and feel assured everything is being managed well by PayPal Reviewed on: 2nd May 2026

Flexible multi-choice payment options

5
PayPal is great for offering multiple ways to pay and I particularly enjoy the 4 months free interest offered in certain purchases. Reviewed on: 2nd May 2026

Every thing I've ordered when it comes to refund the...

5
Every thing I've ordered when it comes to refund they have delivered even when I'm late with my payment they will wait a day or to from I cruickshank Reviewed on: 2nd May 2026

Awesomeness

5
Never had issues using paypal services Reviewed on: 2nd May 2026

Easy to use and easy to budget.

5
Easy to use and easy to budget. Highly recommend PayPal to anyone looking to spread costs and keep money safe. Reviewed on: 2nd May 2026

Im use PayPal for ages and never have any problems...

5
Im use PayPal for ages and never have any problems Reviewed on: 2nd May 2026

I can afford to buy the item which I can...

5
I can afford to buy the item which I can pay month for Reviewed on: 2nd May 2026

Good, I love the interest free period, it gives time...

5
Good, I love the interest free period, it gives time to pay over a period of time Reviewed on: 2nd May 2026

PayPal is easy to use and any problems they are very...

5
PayPal is easy to use and any problems they are very easy to get hold of. Thank you PayPal Reviewed on: 2nd May 2026

satisfying

5
So completely satisfied with the way this has gone today Reviewed on: 2nd May 2026

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