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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147359)

Refund on scam transactions.

5
Refund on scam transactions. Arranging a refund for a product not received Reviewed on: 2nd May 2026

Only once have you let me down

1
Does what it is supposed to. Only once have I been let down by PayPal when I did not receive an item and PayPal. The courier and yhe seller did not care or assist me. I lost over £60 in the transaction. But other than that all good Reviewed on: 2nd May 2026

Easy to use and always available

5
Easy to use and always available Reviewed on: 2nd May 2026

Very straight forward to use.

5
Very straight forward to use. Quick transfers. Reviewed on: 2nd May 2026

Been with paypal for years very good

4
Been with paypal for years very good Reviewed on: 2nd May 2026

PayPal is simple and convenient, giid payment protec...

5
PayPal is simple and convenient, giid payment protection. Never had any issues. Reviewed on: 2nd May 2026

Easy to use and very convenient pay in 3 installment...

5
Easy to use and very convenient pay in 3 installments is excellent Reviewed on: 2nd May 2026

Always feel safer paying with PayPal, had my account...

5
Always feel safer paying with PayPal, had my account man years and have never had issues Reviewed on: 2nd May 2026

Offer good and fair credit

5
Offer good and fair credit plans and have no issues making any payments. Reviewed on: 2nd May 2026

Good very NYC fantastic will use again

2
Good very NYC fantastic will use again Reviewed on: 2nd May 2026

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