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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Confusing

It’s not clear if you are paying off the credit or the offer you got. I’d like the option of knowing whether I’m paying off the offer with before interest is added Reviewed on: 9th June 2026

Its all good when you need in a emergency

Its all good when you need in a emergency Reviewed on: 9th June 2026

I've been with PayPal for years.

I've been with PayPal for years. I use it on a regular basis and I've had issues with vendors before. They have a fair and efficient way of resolving problems quickly and are very professional. This is a critical part of choosing a provider. They also don't throw credit increases at you multiple times a year. Very responsible lender and overall flexible. Reviewed on: 9th June 2026

I’ve used PayPal credit for over 10 years I’m extre...

I’ve used PayPal credit for over 10 years I’m extremely happy with it Reviewed on: 9th June 2026

Excellent service.

Excellent service. There when you need them able to increase credit limit when needed. Gives flexibility for all your purchases. Reviewed on: 9th June 2026

I’ve used PayPal for years now and find it simple an...

I’ve used PayPal for years now and find it simple and convenient to use Reviewed on: 9th June 2026

Easy way to pay when you need it

Fast payments and available credit when yoo need it. Hassle free to be honest. Reviewed on: 9th June 2026

I find it so easy to use and would recommend...

I find it so easy to use and would recommend it Reviewed on: 9th June 2026

Love PayPal credit helping me get the things I want...

Love PayPal credit helping me get the things I want when I want them and spreading the cost. Making payments is super easy Reviewed on: 9th June 2026

Paypal provides a fantastic array of credit faciliti...

Paypal provides a fantastic array of credit facilities which makes cashflow management a doddle. Really like the credit card with 0% over 4 months. Way ahead of other finance providers with imaginative, customer centric services. Brilliant! Reviewed on: 9th June 2026

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