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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 57,057 reviews, last reviewed 7th Apr 2026
578100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Credit review Convenient, easy to use and gives plenty of options Reviewed on: 7th April 2026
Hannah B's avatar
Hannah B

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57057)

Very quick and easy process

5
Very quick to sign up plus very reliable offers 4 months free 0% interest. Was so easy to set up wanted a big holiday paypal offered a way for me to pay for it over 4 months without interest and noticed I could use PayPal credit on alot of websites so its not limited. Absolutely recommended for that one big purchase you want to pay over the next couple months it was very fast I struggled elsewhere to find a credit with 0% . Reviewed on: 2nd June 2023
Fae Dube's avatar
Fae Dube

Paypal credit

5
Paypal credit has helped me so much pay for my items over time and no interest! Its simple and easy and safe! Couldn't recommend it more Reviewed on: 2nd June 2023
Lucas Allan's avatar
Lucas Allan

Dobry sposob na szybki zakup

5
Kredyt z PayPal jest bardzo wygodnym i szybkim sposobem sfinansowana czegoś na co w w tej chwili nie mam gotówki Reviewed on: 2nd June 2023
Adam Es's avatar
Adam Es

Looking out for the younger folk

5
PayPal credit is great for young people trying to build a score! Reviewed on: 2nd June 2023
Konnor456 St-Claire's avatar
Konnor456 St-Claire

Simple and straightfoward platform

5
Good range of services provides, with good customer service to boot Reviewed on: 2nd June 2023
Ola's avatar
Ola

Paypal credit

5
I like this option. Always help me. Reviewed on: 2nd June 2023
Andrea Huszti's avatar
Andrea Huszti

Psypal Credit is reliable and affordable

4
I made a purchase using PayPal credit and there were no hitches. I enjoyed the 0% interest period ,therefore, I could easily pay off my debt as I had time to spread them . That's why I call it credit with no hassles. Reviewed on: 2nd June 2023
John Onyeka 's avatar
John Onyeka

PayPal Credit

5
PayPal offers great consumer protection, and customer service. PayPal Credit is a safe, useful and innovative way to make transactions online. The PayPal Credit user interface and email notifications help you keep track of your purchases and repayments. You can manage your account on the Website or through the App, making it a convenient experience wherever you are. PayPal and its Credit service is excellent, user friendly and the best form of consumer credit I have used. Reviewed on: 2nd June 2023
Mach 11's avatar
Mach 11

Most reliable & amazingly convenient

5
I am a voracious user of Credit Cards but haven't found a better credit facility than PayPal Credit. It's wider acceptability, user friendly interface, simplicity to understand and amazing transparency make it far better than any conventional Credit card. The rolling credit 0% for 4 months is truly a blessing. Reviewed on: 2nd June 2023
Zeeshan Ahmad's avatar
Zeeshan Ahmad

Very handy

5
Very good service use it properly and works well Reviewed on: 2nd June 2023
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