Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181101)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always there when you really need it

5
Always there when you really need it Reviewed on: 14th July 2026

Excellent

5
Excellent and no comments, easy to understand Reviewed on: 14th July 2026

Really enjoyed the experience and would recommend to...

4
Really enjoyed the experience and would recommend to anyone Reviewed on: 14th July 2026

I love how paypal usually has your back and 90% of t...

5
I love how paypal usually has your back and 90% of the time solves any issues Reviewed on: 14th July 2026

Fantastic

5
Easy to use, covers your spending if a dispute is required. Never had an issue using PayPal Reviewed on: 14th July 2026

Awesome great service

5
Awesome Great support as expected. Thanks. Reviewed on: 14th July 2026

Always easy to shop.

5
Always easy to shop. Great customer service on the phone - they know what they’re doing. Don’t have to wait long either Reviewed on: 14th July 2026

Simple, Quick and Hassle-Free

5
Convenient terms, a quick decision, and a reliable provider. I've had a great experience with PayPal Credit and would definitely recommend it to anyone looking for a simple and flexible way to spread the cost of purchases. Reviewed on: 14th July 2026

Excellent service from PayPal,

5
Excellent service from PayPal, great customer service if there is a problem, but usually straightforward with the reassurance that your transaction is safe and protected in this uncertain world. Reviewed on: 14th July 2026

Useful credit Facility with Helpful Customer Service.

5
I find the pay in three facility really useful for spreading the cost of high value items, particularly as the payment is taken automatically so it never missed. Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101260 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products