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PayPal: PayPal Credit reviews

4.90
Based on 104,805 reviews, last reviewed 12th May 2026
2490000% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use, any issues resolved in a timely ma... Very easy to use, any issues resolved in a timely manner Reviewed on: 12th May 2026
Catherine E's avatar
Catherine E

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (104805)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal is a very easy way to buy goods without havin...

5
PayPal is a very easy way to buy goods without having to make huge payments back per month & allows you flexibility. It’s also an excellent way to buy concert tickets or event tickets etc without the burden of paying upfront. Reviewed on: 11th May 2026

Simple easy to use ,payment mechanism works for me

5
Simple easy to use ,payment mechanism works for me Reviewed on: 11th May 2026

Every time I need to speak to someone I ring and the...

5
Every time I need to speak to someone I ring and then I get a professional call back and they are so helpful and get my query sorted very easily it’s all so easy and now using PayPal to get my cash back in spending Reviewed on: 11th May 2026

Good service and well provided for new customers.

5
Good service and well provided for new customers. Reviewed on: 11th May 2026

This is a great option with 4 months interest free c...

5
This is a great option with 4 months interest free credit for purchases over £100 Reviewed on: 11th May 2026

Excellent experience with PayPal no how much expensi...

5
Excellent experience with PayPal no how much expensive product purchases when I see PayPal option I just do it because I know this the security my money and trust 100% I don’t loose my money thanks to PayPal services Reviewed on: 11th May 2026

Excellent service

5
Excellent service, I use it all the time, very convenient. Reviewed on: 11th May 2026

Pay Pal to the rescue

5
Needed tyres for my car so Pay Pal provided the loan to pay for them Reviewed on: 11th May 2026

I’ve been using PayPal since 2012, and I’ve always h...

5
I’ve been using PayPal since 2012, and I’ve always had great experiences. Using PayPal credit it has allowed me to budget larger purchases with ease, such as a holiday to Thailand, accommodation whilst I was there proving secure payment through apps such as booking.com and being able to purchase so meta Raybands to use for my social media journey. Reviewed on: 11th May 2026

Feel secure and safe with PayPal

5
I know my money is safe with PayPal Reviewed on: 11th May 2026