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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 50,809 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

I love PayPal.

5
I love PayPal. I use it to pay for most things, whether I’m using PayPal credit or one of my cards I use it. It’s so easy to use, I love it. Reviewed on: 4th June 2025
Martha S's avatar
Martha S

It's a great way to expense with credit.

5
It's a great way to expense with credit. More secure process. Reviewed on: 4th June 2025
Mehedi's avatar
Mehedi

Easy and painless

5
so easy to setup and user friendley Reviewed on: 4th June 2025
kevlar's avatar
kevlar

Excellent buyer and seller safety.

5
Excellent as resolving any seller issues where the buyer has hit a brick wall with the seller. Fell safe using for selling also. Reviewed on: 4th June 2025
Stephanie G's avatar
Stephanie G

Joined PayPal credit , easy to understand processes...

5
Joined PayPal credit , easy to understand processes , easy to repay at the amount and times convenient and appropriate for me Reviewed on: 4th June 2025
Margaret C's avatar
Margaret C

Convenient and Easy

5
It’s convenient and easy to use for each payment. Also gives you that extra bit of flexibility when needed Reviewed on: 4th June 2025
Shan P's avatar
Shan P

Excellent customer service.

5
Excellent customer service. I had a query which required a phone call. I used the Paypal app and was connected immediately and had my query resolved in a matter of minutes. Reviewed on: 4th June 2025
Cieran B's avatar
Cieran B

Great customer service.

5
Friendly, polite and helpful customer service. Phone calls answered promptly. Excellent range of services and payment options and easy to use. Can be used to pay in UK and internationally. Reviewed on: 4th June 2025
Philip S's avatar
Philip S

Pay Pal is safe and easy to use.

5
Pay Pal is safe and easy to use. I regularly use Pay Pal as a back up if I may need to make claims. Pay Pal regularly reminds me to check my account, I am always aware of upcoming payments, and statements. Reviewed on: 4th June 2025
Julie M's avatar
Julie M

I love PayPal.

5
I love PayPal. Hassle free. I like that they give you updates and reminders Reviewed on: 4th June 2025
Dahro Donovan 's avatar
Dahro Donovan

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