Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181087 reviews)

View other PayPal products

4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181087)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

It’s been smooth with problems or challenges

It’s been smooth with problems or challenges Reviewed on: 14th July 2026

Problem solver

Best way to sort for payment over time Reviewed on: 14th July 2026

great service and easy way to pay for goods

great service and easy way to pay for goods without the hassle of keep putting in card details Reviewed on: 14th July 2026

Achieved my goals

They have helped me achieve my goals with interest free repayments Reviewed on: 14th July 2026

Not interested in resolving any merchant customer is...

Not interested in resolving any merchant customer issues Reviewed on: 14th July 2026

Customer service experience is absolutely amazing.

Customer service experience is absolutely amazing. Gives you regular updates -make sure everything is secure and safe. Reviewed on: 14th July 2026

Excellent service

Very reliable, easy to use and kept up to date with any changes Reviewed on: 14th July 2026

Great and easy to use in any checkout

Great and easy to use in any checkout Reviewed on: 14th July 2026

Secure and Easy payments!

It's a really good app because it provides security for payments and can be disputed through them if services are not provided. Also it provides good instalment facilities while paying for expensive products e.g Pay in 3 or pay in 12 months Reviewed on: 14th July 2026

Been a member over 15 years

Been a member over 15 years never had issue .safe way to pay Reviewed on: 14th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101253 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub