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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145636)

never had an issue

Been with PayPal for years never had an issue Reviewed on: 30th April 2026

I have found PayPal credit very useful in managing m...

I have found PayPal credit very useful in managing my budget, with great interest-free period Reviewed on: 30th April 2026

Always a god send when needed.

Always a god send when needed. Excellent way to pay interest free for holidays Reviewed on: 30th April 2026

PayPal is easy to use.

PayPal is easy to use. Splendid and manageable Reviewed on: 30th April 2026

So easy to use!

Using PayPal Credit is super simple and flexible. Reviewed on: 30th April 2026

Easy to use, easy to pay.

Easy to use, easy to pay. Can be used in a lot different places. Secures all your purchases Reviewed on: 30th April 2026

One very happy customer

I have been with paypal for over eleven years and have been very have in everything that they do. Reviewed on: 30th April 2026

Makes spending so much easier.

Makes spending so much easier. Love my pay in three too. It helps spread the cost of larger purchases Reviewed on: 30th April 2026

Review of Paypal

Responds quickly to queries . Sends updates/notifications and reminders when payments are due. Find PayPal very secure . Issues refunds quickly. Use PayPal when purchasing goods online due to being secure . App is easy to use. Reviewed on: 30th April 2026

Excellent

So easy to use and allows easy tracking of payments with several payment over time options too Reviewed on: 30th April 2026

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