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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy and simple to use.

Easy and simple to use. Available on most things. Updates to.your plan easy to see. Terms easy to understand. Reviewed on: 9th June 2026

Convenient

Always so way to use and convenient Reviewed on: 9th June 2026

Ive used paypal credit and PayPal pay in 3.

Ive used paypal credit and PayPal pay in 3. I find both easy to use, and the website and app really work for me. Their customer service is excellent. Reviewed on: 9th June 2026

Life changing

Absolutely life changing able to pay bills on time, have extra cash to spend with 4 month free interest giving you a lot of time to pay it off. Reviewed on: 9th June 2026

I've always found PayPal to work extremely well in e...

I've always found PayPal to work extremely well in executing transactions. All my data is stored and conveyed accurately to vendors ensuring delivery. Reviewed on: 9th June 2026

My money always feel safe using PayPal.

My money always feel safe using PayPal. Great customer service too. Reviewed on: 9th June 2026

Excellent service I have used PayPal for many years...

Excellent service I have used PayPal for many years as a business and for purchasing. The app is easy to use and I have recommended PayPal to many of my friends who use it for their own businesses. Reviewed on: 9th June 2026

PayPal is so helpful being able to have 4 months at...

PayPal is so helpful being able to have 4 months at 0% for purchases. Reviewed on: 9th June 2026

Excellent service easy to use PayPal

Excellent service easy to use PayPal Reviewed on: 9th June 2026

Easy to use, always at hand to make the purchase, gr...

Easy to use, always at hand to make the purchase, great deals Reviewed on: 9th June 2026

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