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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Use pay pal all the time.

Use pay pal all the time. Quick efficient way to pay Reviewed on: 9th June 2026

PayPal is fantadtic

PayPal is brilliant feel it’s the safest way to pay for things Reviewed on: 9th June 2026

Great service, very helpful.

Great service, very helpful. Gives you a little time to pay for lots of things with no added interest,when you need it. Brilliant. Reviewed on: 9th June 2026

Guardian

Helped to sort it out a refund , they've been very helpful Reviewed on: 9th June 2026

Flexible. Reliable

PayPal is a very reliable and flexible company. The flexibility of paying now or later, either over 3 months or 12 months has been a huge help for my finances. In the past, when I had problems with products and vendors, they were reliable in stepping in to resolve my query and get my money back. I would use PayPal every time for a new vendor, knowing that my consumer rights are protected if anything goes wrong. Thank you, PayPal. Reviewed on: 9th June 2026

Easy to set up and great to have

Easy to set up and great to have Reviewed on: 9th June 2026

Easy to use and much safer than other payment methods.

Easy to use and much safer than other payment methods. Reviewed on: 9th June 2026

Very useful and good for getting things

Very useful and good for getting things Reviewed on: 9th June 2026

I use PayPal all the time to purchase good and trans...

I use PayPal all the time to purchase good and transfer money the service is always impeccable and trustworthy Reviewed on: 9th June 2026

Easy to use, quick, simple.

Easy to use, quick, simple. Every feature is extremely clear. Reviewed on: 9th June 2026

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