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PayPal: PayPal Credit reviews

4.73
Based on 145,629 reviews, last reviewed 27th Jun 2026
4357200% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026
Mel 's avatar
Mel

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145632)

Very helpful and very quick very easy to use and...

5
Very helpful and very quick very easy to use and set up Reviewed on: 30th April 2026

PayPal Zone

5
I've been using PayPal for years, and it keeps improving with more options. Reviewed on: 30th April 2026

Easy to use and understand.

5
Easy to use and understand. Easy to track and manage through the app Reviewed on: 30th April 2026

Everything is smooth and I feel safe paying with Pay...

5
Everything is smooth and I feel safe paying with PayPal since I joined Reviewed on: 30th April 2026

I use PayPal for everything.

5
I use PayPal for everything.when buying through PayPal you know your money is safe and will be refunded quickly if problems arise. Reviewed on: 30th April 2026

Never had any issues

5
Never had any issues other than my limit is a bit low Reviewed on: 30th April 2026

Paypal is so handy, convenient, secure and useful.

5
Paypal is so handy, convenient, secure and useful. It helps me, and allows me to make finance decisions on the spot and work out quickly what I can and can't do. Pay now, pay in three, credit; it's really helpful and easy to use. Reviewed on: 30th April 2026

Very satisfied.

5
Very satisfied. Very happy with PayPal credit. Reviewed on: 30th April 2026

The customer support is top notch.

5
The customer support is top notch. Services are exceptional Reviewed on: 30th April 2026

Paypal Review

5
Gives you a sense that you would be looked after if there was ever a problem Reviewed on: 30th April 2026

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