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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Paypal is so quick, safe and easy to use.

Paypal is so quick and easy to use. Its extremely helpful that a lot of companies use PayPal so I dont need to take out my bank card as its already linked which helps with safety. My favourite feature is PayPal credit and I love the 3 months interest free. I usually use this for flights and has honestly aided in my experience. I always recommend PayPal to friends and they have never been disappointed. Reviewed on: 9th June 2026

Positive experience with PayPal services and dispute...

Positive experience with PayPal services and dispute resolution. Patchy application of Pay in 3 with suppliers which has proven frustrating on some occasions. Reviewed on: 9th June 2026

Title: Easy to use and convenient serviceReview

Title: Easy to use and convenient service Review: I’ve had a positive experience using PayPal Credit so far. The service is easy to use, convenient, and makes managing payments much simpler. I like how straightforward the app and website are to navigate, and transactions are usually quick and hassle-free. Overall, it’s been a helpful option for spreading costs and managing purchases more flexibly. Reviewed on: 9th June 2026

Always simple, easiest and safest way to pay

Always simple, easy to use and fantastic value with different interst free options to pay. If anything goes wrong they have an excellent dispute process that really focuses the supplier’s mind on sorting out the problem. Reviewed on: 9th June 2026

PayPal are amazing and have really helped me out

PayPal are amazing and have really helped me out Reviewed on: 9th June 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases has been really helpful. I especially like that many purchases over a qualifying amount can be paid over several months with promotional financing options, which gives extra flexibility when budgeting. Payments are easy to manage through my PayPal account, and I can see my balance, statements, and payment due dates all in one place. The service integrates seamlessly with online shopping, making checkout quick and convenient. As with any credit product, it’s important to understand the terms and make payments on time, but overall I’ve found PayPal Credit to be a useful and convenient way to manage larger purchases and cash flow. I would recommend it to anyone who regularly shops online and wants a flexible payment option. Reviewed on: 9th June 2026

Easy to use and very convenient

Easy to use and very convenient, with good options to manage your payments. The payment process is smooth and the app makes it easy to view and manage your PayPal account. Reviewed on: 9th June 2026

Very useful and effective service.

Really simple, straight forward experience. No issues, great, effective service. Provided me with everything I needed. Reviewed on: 9th June 2026

Used PayPal for over 15 years- credit options spread...

Used PayPal for over 15 years- credit options spreading costs really help out Reviewed on: 9th June 2026

Easy to use.

Easy to use. Great it’s available to purchase with on more places now Reviewed on: 9th June 2026

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