Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 56,979 reviews, last reviewed 7th Apr 2026
570700% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great and easy service Very happy with pay pal wouldn't go anywhere else been wit them 5years + good service no problems Reviewed on: 7th April 2026
graham m's avatar
graham m

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (56979)

Help in dark days

5
Sometimes I need a fast and reliable payment, I'm glad I have paypal. Reviewed on: 10th July 2022
Ingrida Gu's avatar
Ingrida Gu

The most used payment for my travels

5
The credit card payment became the default payment used for my travels due to spreading cost over the months as an option available for a few years ago. Reviewed on: 10th July 2022
Razvan Mihalcea's avatar
Razvan Mihalcea

Excellent

5
With PayPal, it makes it easier for me when making payment for online purchases. Reviewed on: 10th July 2022
Kayode Solomon's avatar
Kayode Solomon

Decent service

5
At the moment, PayPal is among the only providers that actually offer interest free credit. Reviewed on: 10th July 2022
Vasile Pop's avatar
Vasile Pop

Quick and easy

5
It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and PayPal credit will give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores. So I am loving it Reviewed on: 10th July 2022
Aminata Kamara's avatar
Aminata Kamara

PayPal

5
I recommend to all my friends and family to use PayPal, I always use PayPal. Reviewed on: 10th July 2022
Desislava ivanova 's avatar
Desislava ivanova

PayPal credit is the one!

5
Four months interest free best deal around Reviewed on: 10th July 2022
Steven Garniss's avatar
Steven Garniss

Great service

5
Makes life easier with payment options and I feel being taken care off and supported. Reviewed on: 9th July 2022
Mona Naghashan's avatar
Mona Naghashan

Love PayPal credit my life easy

5
Really great support for spending. Reviewed on: 9th July 2022
Isha Shakya's avatar
Isha Shakya

Fast & efficient

5
Easy to use website, easy to manage , a variety of other finance options , safe & secure too ! Reviewed on: 9th July 2022
Pauline Irwin's avatar
Pauline Irwin

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill