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PayPal: PayPal Credit reviews

4.73
Based on 145,552 reviews, last reviewed 27th Jun 2026
4353550% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026
Georgi A's avatar
Georgi A

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145629)

Best thing I ever done

5
Been with PayPal over 10 years now and the few times that was a problem, PayPal step in and solved straight away Reviewed on: 30th April 2026

Brilliant service, easy to use, great interest rate,...

5
Brilliant service, easy to use, great interest rate, highly recommend Reviewed on: 30th April 2026

Not at all clicks heavy which is critical for the be...

5
Not at all clicks heavy which is critical for the best CX Reviewed on: 30th April 2026

it just works

5
I have been using PayPal for many years & have never had an issue or any problems with any service they provide. It just works. PayPal credit has helped me along the way nicely Reviewed on: 30th April 2026

Good experience using the pay pal app

4
Good experience using the pay pal app Reviewed on: 30th April 2026

Great services offered

5
Great services offered, pay in three or four with no interest. Really helpful Reviewed on: 30th April 2026

Quick Hero

5
PayPal was always there for any of my quick need. Payments are so easy with PayPal Reviewed on: 30th April 2026

Proffessionally understanding and they listen.

5
Proffessionally understanding and they listen. Reviewed on: 30th April 2026

Pay in 3 and PayPal credit are both easy to use, see...

5
Pay in 3 and PayPal credit are both easy to use, see your balance and pay monthly. Reviewed on: 30th April 2026

I have been using PayPal for many years.

5
I have been using PayPal for many years. It is great and I use it a lot, I really find it Excellent in every aspect, the only point I would maybe change is when receiving money, the taxation from PayPal is a bit high Reviewed on: 30th April 2026

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