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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

always excellent customer service, communications a...

always excellent customer service, communications and prompt replies Reviewed on: 4th June 2025

I use it for years and it is very convenient...

I use it for years and it is very convenient Reviewed on: 4th June 2025

Nothing but Great!

Nothing but Great! I have used PayPal for about 3 years now and I will never look back, it’s always been my go to payment method knowing that my money is safe and secure. The customer service has also been so helpful when I have had any issues (to which there has only been a couple!). Will always highly recommend PayPal to anyone! Reviewed on: 4th June 2025

Lont time customer

I have had Paypal for over 10 years and it never failed me. I believe that whoever is behind this, is doing a great job and i would say keep at it and thank you for being so good at what you do. Reviewed on: 4th June 2025

Useful for large purchases which allows me to spread...

Useful for large purchases which allows me to spread the cost over 4 months interest free. Reviewed on: 4th June 2025

Good to have a credit when I needed

Good to have a credit when I needed. I could buy holidays and goods and pay back monthly. Reviewed on: 4th June 2025

Feel safe using PayPal, if there was ever a problem...

Feel safe using PayPal, if there was ever a problem I know it would be sorted. Using PayPal is easy and quick to use when making online purchases you buy something and almost immediately you will receive an email confirming your purchase. Reviewed on: 4th June 2025

Flexible and fabulous

Handy reminders re payments, great flexibility to be able to purchase things i might have been unable to afford otherwise. It's a fabulous service all round. Reviewed on: 4th June 2025

PayPal is the only way for me!

PayPal credit is an excellent way of spreading the cost of those items that you want or would like but cannot really afford to do so in one swoop. It’s great that you get 4 months to pay back without any additional charges. Thank you PayPal. Plus it doesn’t stop there….. I just bought my biggest and priciest extravaganza yet and whoop whoop I have a whole 12 months to pay for it with out interest. That’s why I love using PayPal to shop. Reviewed on: 4th June 2025

PayPal method of payment makes my life extremely eas...

PayPal method of payment makes my life extremely easy as I'm not wealthy and it gives options as well. I stay in my budget so I'm able to make the repayments in time also I've had problems with sellers but never PayPal because they always try to help Reviewed on: 3rd June 2025

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