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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181101)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is easy to use and very informative.

5
PayPal is easy to use and very informative. Reviewed on: 14th July 2026

Nothing but ease

5
Quick, easy to use and good insurance. PayPal credit is also very good rates Reviewed on: 14th July 2026

Good experience

5
Purchases are quick and easy to complete with the added confidence that your payments are secure. Reviewed on: 14th July 2026

I like pay pal

5
I like pay pal is easy for use. App is good Reviewed on: 14th July 2026

It’s been smooth with problems or challenges

5
It’s been smooth with problems or challenges Reviewed on: 14th July 2026

Problem solver

5
Best way to sort for payment over time Reviewed on: 14th July 2026

great service and easy way to pay for goods

5
great service and easy way to pay for goods without the hassle of keep putting in card details Reviewed on: 14th July 2026

Achieved my goals

4
They have helped me achieve my goals with interest free repayments Reviewed on: 14th July 2026

Not interested in resolving any merchant customer is...

1
Not interested in resolving any merchant customer issues Reviewed on: 14th July 2026

Customer service experience is absolutely amazing.

5
Customer service experience is absolutely amazing. Gives you regular updates -make sure everything is secure and safe. Reviewed on: 14th July 2026

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