Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,559 reviews, last reviewed 16th Jun 2026
4126600% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026
Mitsja's avatar
Mitsja

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140559)

I have been with PayPal for a very long time,and I t...

5
I have been with PayPal for a very long time,and I think they are the best and most trusted company I have ever dealt with.If I said I’ve never had a problem with PayPal since I have been with them,you probably wouldn’t believe me,but you don’t have to take my word,try it yourself and see for yourself. Reviewed on: 24th April 2026
Matthew J's avatar
Matthew J

Never had an issue regarding how I use PayPal

5
Never had an issue regarding how I use PayPal Reviewed on: 24th April 2026
Irma Hinga's avatar
Irma Hinga

Easy to pay with.

4
Easy to pay with. Higher interest but taken by most vendors Reviewed on: 24th April 2026
Nic's avatar
Nic

A happy customer

5
I have never had a problem and I once had a false payment going out and they we’re straight in contact with me Reviewed on: 24th April 2026
David C's avatar
David C

Fantastic services always available

5
Fantastic services always available Reviewed on: 24th April 2026
Tomasz R's avatar
Tomasz R

I'm very happy with the service!!!

5
I'm very happy with the service, it's very issey!!! Reviewed on: 24th April 2026
Volodymyr 's avatar
Volodymyr

john fisher

5
found it very helpful if you had problems with a seller Reviewed on: 24th April 2026
john f's avatar
john f

Amazing support I don't know what I would have done...

5
Amazing support I don't know what I would have done without it Reviewed on: 24th April 2026
Georgiana A's avatar
Georgiana A

Best ever financed service

5
Flexible and helpful and has a variety options in paying back. Reviewed on: 24th April 2026
Amna Thabit's avatar
Amna Thabit

Paypal credit has helped me a lot

5
Having paypal has help me in emergency situations. It's helpful that I'm able to spread cost of good and services especially during these tough financial times. Credit has helped me start a small business and the breathing room of paying over time has been so helpful. I'm thankful Reviewed on: 24th April 2026
Gabrielle Torson's avatar
Gabrielle Torson

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill