Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181138)

Great company with great benefits

5
Great company with great benefits Reviewed on: 8th June 2026

All my experience will Paypal have been good

5
All my experience will Paypal have been good Reviewed on: 8th June 2026

Easy to use and manage credit and spending.

5
Easy to use and manage credit and spending. Mobile app is user friendly Reviewed on: 8th June 2026

A very experience with pay pal I have been using Pay...

5
A very experience with pay pal I have been using PayPal for over 10 years , no issues at all . Great platform Reviewed on: 8th June 2026

Physical card game changer

5
0% could be more like credit cards or at least a special rate for PayPal customers 4 months 0% is not long enough. Reviewed on: 8th June 2026

PAYPAL THE BEST EXPERIENCE

5
PayPal is one of the most widely accepted online payment platforms, making it easy to send money, receive payments, and shop securely without sharing my card details with every merchant. Its buyer protection policies do provide added confidence when purchasing from unfamiliar sellers, and the service works across many countries and currencies. Reviewed on: 8th June 2026

Perfect service safe and easy.

5
Perfect service safe and easy. Excellent customer service. Reviewed on: 8th June 2026

It has help clear a lot for debt than usual...

5
It has help clear a lot for debt than usual Reviewed on: 8th June 2026

This such an easy and reliable service.

5
This such an easy and reliable service. I love the app for how you can keep an eye on your spending. Reviewed on: 8th June 2026

100% factual

5
Just great reliable service, excellent and knowledgeable professional, just works and is so reliable Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101295 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products