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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140603 reviews)

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4.73

Based on 140,603 reviews, last reviewed 16th Jun 2026

4128550% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s everything Excellent experience overall……………………………. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140603)

Reliable for transferring funds and paying for goods

Reliable for transferring funds and paying for goods Reviewed on: 24th April 2026

PayPal services review

Quick and efficient way to mange and spend your money Reviewed on: 24th April 2026

Good for shopping

Find it very easy to use and navigate the app Reviewed on: 24th April 2026

Paypal is reliable and secure

I have used Paypal for may years, I get a sense of secure payments and the insurance of protection against fraudsters. Reviewed on: 24th April 2026

Fantastic and easy to use!

Fantastic and easy to use! Easy to repay with a direct debit. So many retailers allow you to use PayPal now also! Trustworthy Reviewed on: 24th April 2026

Super convenient for spreading costs

I’ve been using PayPal Credit for about 8 months now and it’s honestly made online shopping way less stressful. The 0% interest offers on purchases over £99 for 4 months are brilliant for bigger buys. I used it for a new washing machine and paid it off comfortably without any interest. What I like: - Seamless checkout: If a site takes PayPal, PayPal Credit is usually an option. No new applications each time. - Clear dashboard: The app shows exactly what I owe, payment dates, and how much promo period I’ve got left. No nasty surprises. - Flexibility: I can make minimum payments when money’s tight, or clear it early with no fees. - Buyer protection: Same PayPal protection as normal, which gives peace of mind on higher value stuff. It’s not free money, obviously, you still need to budget and pay on time to avoid the standard interest rate. But used responsibly, it’s one of the most straightforward “buy now, pay later” tools I’ve tried. Way better than store cards with clunky apps. Would recommend for anyone who already trusts PayPal and wants a bit of breathing room on larger purchases. Reviewed on: 24th April 2026

Above and beyond.

Whenever I contact paypal by phone their staff are always polite and eager to help no matter what the problem without any bias. Usually its with a gentle Irish lilt which makes one feel at ease and able to convey your query without feeling humbled. Reviewed on: 24th April 2026

Great service, been using them for years.

Great service, been using them for years. No complaints here Reviewed on: 24th April 2026

Peace of mind ordering anything & always got your ba...

Peace of mind ordering anything & always got your back if there’s a problem with anything you’re buying or haven’t received. great service Reviewed on: 24th April 2026

Always felt confident to use PayPal even with refunds

Always felt confident to use PayPal even with refunds Reviewed on: 24th April 2026

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