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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

Been with PayPal over 10 years now and it just keeps...

Been with PayPal over 10 years now and it just keeps getting better and more helpful as the years go on. Very reliable and now getting bonuses for spending your own money. Most places and businesses take PayPal so its very handy. Reviewed on: 8th June 2026

26 years with paypal - still going strong!

I've had a positive experience so far, everything has been perfect. Once had an issue with pay in 3 which was resolved efficiently and professionally. Reviewed on: 8th June 2026

Pay pal pay in 3 aswell as pay pal credit is the bes...

Pay pal pay in 3 aswell as pay pal credit is the best prefer it rather than clear pay and zilch Reviewed on: 8th June 2026

Great help.

Great help. Trusty and safe when using. Available to use in almost all retail facilities which is a massive bonus Reviewed on: 8th June 2026

Peace of mind when comes to buying online got my mon...

Peace of mind when comes to buying online got my money back from scammer site keep my money save Reviewed on: 8th June 2026

Really easy to use both sending and receiving money

Really easy to use both sending and receiving money Reviewed on: 8th June 2026

interesting and informative when it comes to custome...

interesting and informative when it comes to customer service Reviewed on: 8th June 2026

Easy to set up and use, the interest rate is good, a...

Easy to set up and use, the interest rate is good, as long as you make sure to pay off full balance by 6 months! So many online retailers accept PayPal, making it flexible for many different purchases. Always get reminders of when to pay and how much I need to pay. Reviewed on: 8th June 2026

I love the buy now pay in 3 months interest...

I love the buy now pay in 3 months interest free rate Reviewed on: 8th June 2026

Exerlance

Always there when needed with a great and exerlent service . With great staff Always there to help would recomend to every one. Reviewed on: 8th June 2026

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