Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,634 reviews, last reviewed 16th Jun 2026
4129950% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use, any issues ive had with retailers have been very quickly resolved by PayPal Reviewed on: 16th June 2026
Nikki 's avatar
Nikki

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140634)

Paypal credit and easy way to pay xxx

4
PayPal credit is useful easy way to pay for something quickly n have more time to pay bk normally monthly. Very good along as u pay bk on time xxx Reviewed on: 24th April 2026
Debby Davis's avatar
Debby Davis

Easy and convenient way to pay, pay in 3 - great, ti...

5
Easy and convenient way to pay, pay in 3 - great, time to pay with PayPal credit with no interest- excellent Reviewed on: 24th April 2026
Adie's avatar
Adie

Good rewards and credit system.

5
Good rewards and credit system. The four month interest free period is a big plus Reviewed on: 24th April 2026
gremlinx's avatar
gremlinx

Accessible & affordable

5
PayPal offer different ways to pay which makes it more affordable for people so they don’t have to miss out on things. Reviewed on: 24th April 2026
Jo B's avatar
Jo B

Paypal is a versatile tool, especially while living...

5
Paypal is a versatile tool, especially while living abroad. Reviewed on: 24th April 2026
Xavier P's avatar
Xavier P

Great customer service and expanding financial produ...

5
Great customer service and expanding financial products. Reviewed on: 24th April 2026
Cassius Rumsey's avatar
Cassius Rumsey

Highly recommend Paypal!

5
Very user friendly app and service is great when you need support. I appreciate the rewards scheme and the recent introduction of a physical card is excellent Reviewed on: 24th April 2026
Aris's avatar
Aris

Credit where credits due

5
Simply to use it helps me manage my unexpected bills without paying interest, love hove you can split away ment into 3 ag no extra cost Reviewed on: 24th April 2026
MR JB's avatar
MR JB

Great product.

5
Great product. I actively use PayPal in my day to day life Reviewed on: 24th April 2026
Muizz Hirji's avatar
Muizz Hirji

Excellent service.

5
Excellent service. Highly recommended Reviewed on: 24th April 2026
Amigo C's avatar
Amigo C

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill