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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,137 reviews, last reviewed 31st Aug 2026

10% decrease in 5 star reviews

in the past 90 days

4% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181138)

I've been using PayPal for years now and never had a...

I've been using PayPal for years now and never had an issue with any transaction. Reviewed on: 8th June 2026

Used PayPal for years & years - Excellent

Used PayPal for years & years, makes me feel safe when purchasing. Never had any issues, also very user friendly app Reviewed on: 8th June 2026

PayPal is extra security for me

I am very happy with using the PayPal account as it offers me additional security and anonymity when making purchases. The fact that it offers money back is great but not essential. My main goal has always been to use PayPal as a buffer zone when making payments. Reviewed on: 8th June 2026

Easy to use credit approved in seconds.

Easy to use credit approved in seconds. Flexible repayment options which are really useful depending on the type of purchase you are making and the amount of money you are spending. Reviewed on: 8th June 2026

Great customer service

Using the website is easy to use, and my only experience of customer support was excellent, they were understanding and helpful, problem sorted. Reviewed on: 8th June 2026

I have always had favourably response whenever I hav...

I have always had favourably response whenever I have to speak to PayPal, especially when issues arise Reviewed on: 8th June 2026

Very easy to use and secure payments with the added...

Very easy to use and secure payments with the added insurance of help if any issues with payments Reviewed on: 8th June 2026

Fantastic service and genuine.

Genuinely feels like there are there to help especially when it comes to managing credit. Communication is very clear and frequent enough to be informative. Would recommend using PayPal for most services if allowed. Reviewed on: 8th June 2026

Excellent experience with PayPal and I also recommen...

Excellent experience with PayPal and I also recommended this to my Mum who is also using the services. I have a PayPal credit account and its very efficient to use and I can pay it off as I please. Reviewed on: 8th June 2026

Good Service

Very easy to understand and easy to set up payments online. Reviewed on: 8th June 2026

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