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PayPal: PayPal Credit reviews

4.73
Based on 140,694 reviews, last reviewed 16th Jun 2026
4132450% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used PayPal and PayPal credit for many years. I have used PayPal and PayPal credit for many years. PayPal credit is a great way to help buy items, the charges are fair. Reviewed on: 16th June 2026
Laura Browne's avatar
Laura Browne

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140694)

Standard service.

4
Standard service. Nothing special Reviewed on: 24th April 2026

Have been with pay pal for a long time and have only...

5
Have been with pay pal for a long time and have only had to contact customer service once and I was happy with the service Reviewed on: 24th April 2026

It's fast and extremely reliable.

5
It's fast and extremely reliable. Customer service is prompt, kind and courteous. And they offer numerous funding options. Reviewed on: 24th April 2026

Hassle free, always someone there to help and sort a...

5
Hassle free, always someone there to help and sort any problems quickly and efficiently Reviewed on: 24th April 2026

Paypal is very convenient to use.

5
Paypal is very convenient to use. Especially if if forgot my card and the details, not to worry coz i saved it in my paypal acct. Moreover, the installment they offer is exceptionally helpful. Reviewed on: 24th April 2026

I would recommend PayPal

5
Very easy and good to use and I never have any problems Reviewed on: 24th April 2026

I find PayPal easy to use and convenient for making...

5
I find PayPal easy to use and convenient for making payments Reviewed on: 24th April 2026

Easy access

5
Easy to access service online. No delays. Reviewed on: 24th April 2026

Reliable, secure, and easy to use.

5
I have been with paypal since 2010. I hsve not regreated ever since joining. Easier and secure trancsactions all over the world. Reviewed on: 24th April 2026

Paypal simplicity

5
PayPal has been a very easy and safe way to manage money and simplify lending and ways to pay Reviewed on: 24th April 2026

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