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PayPal: PayPal Credit reviews

4.73
Based on 140,745 reviews, last reviewed 16th Jun 2026
4134800% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I'm absolutely happy from PayPal. I'm absolutely happy from PayPal. Everything you need is about them! Easy and so convenient!! Reviewed on: 16th June 2026
MR V's avatar
MR V

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140745)

Happy with experience from PayPal with different way...

5
Happy with experience from PayPal with different ways to pay .Easy to use app to check balances to keep track of spending. Using PayPal + to make purchases through debit card is good for collecting points! Why not Reviewed on: 24th April 2026

Very flexible and great customer service.

5
Very flexible and great customer service. The pay in three and pay in four features are very useful. Reviewed on: 24th April 2026

The app is so handy and makes keeping track every th...

4
The app is so handy and makes keeping track every thing easy Reviewed on: 24th April 2026

always very easy to use.

5
always very easy to use. quick to help and affordable repayment :) Reviewed on: 24th April 2026

I feel safe and secure using PayPal and the customer...

5
I feel safe and secure using PayPal and the customer service is excellent Reviewed on: 24th April 2026

Excellent

5
Excellent always with no issues Reviewed on: 24th April 2026

Happy customer

5
I am very satisfied with my PayPal account especially with the credit as it gives me so much flexibility to pay the credit back. Reviewed on: 24th April 2026

PayPal credit

5
When I rang up to speak to PayPal credit they were helpful with my query and willing to go the extra mile to sort it out for me. They offer flexable and affordable repayments which is a godsend when you don’t have the funds to pay it at once. Reviewed on: 24th April 2026

Simple and easy to use .

5
Simple and easy to use . Flexible Reviewed on: 24th April 2026

Customer Service is excellent

5
Needed to set up payment and consolidate two accounts which the service desk assisted with and quickly - much appreciated Reviewed on: 24th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review