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PayPal: PayPal Credit reviews

4.91
Based on 56,805 reviews, last reviewed 7th Apr 2026
555100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service, quick and easy, love the app too! Great service, quick and easy, love the app too! Never had any problems what so ever. Solid customer service team. I use PayPal for a lot of my paymen... Read more Reviewed on: 7th April 2026
Hayley 's avatar
Hayley

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026
Paul T's avatar
Paul T

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56805)

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022

The Most reliable credit card

5
PayPal credit has been the best credit card company so far, very reliable, fair interest. I will recommend it any time any day. Reviewed on: 14th June 2022

No hidden numbers

5
Been using for nearly a year and have no problems what so ever Reviewed on: 14th June 2022

Useful credit

4
PayPal provide a valuable service for buying valuables Reviewed on: 14th June 2022

Best credit

5
I am really happy with the service, it helped me when I was struggling, and since I am in university, my money are really limited, but I am happy with the service that paypal still gives to me. Reviewed on: 14th June 2022

Simple, Quick and easy

4
Great services that is quick and easy to use. Mobile app and web accounts well layed out. Easy to view required information. Only slight downside is now physical card for use in stores and relies on vendor support to accept. Reviewed on: 14th June 2022

credit

5
Good company offers credit at a reasonable rate. ensures limit is acceptable making sure you agree to any increase which you can turn down interest free available Reviewed on: 14th June 2022

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