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PayPal: PayPal Credit reviews

4.73
Based on 181,137 reviews, last reviewed 31st Aug 2026
10% decrease in 5 star reviews
in the past 90 days
4% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used Pay Pal credit for a few years now, fantas... I’ve used Pay Pal credit for a few years now, fantastic and low repayments Reviewed on: 31st August 2026
Andy Webb's avatar
Andy Webb

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181138)

paypal review

5
app is easy to use and purchase with Reviewed on: 8th June 2026

It was very helpful for me to buy holiday tickets...

5
It was very helpful for me to buy holiday tickets Reviewed on: 8th June 2026

customer service is excellent

5
Easy to use, fair, look after customers and customer service is excellent Reviewed on: 8th June 2026

I like using Paypal, but....................

5
I like using Paypal, but they got rid of the free returns and I find it's harder to make a claim and have it upheld nowadays even if there is a lot of online evidence the trader is a scammer, especially anything sent from China, that needs looking into, protect your customers not the scammers! Reviewed on: 8th June 2026

Amazing very efficient I’m a huge fan of the pay in...

5
Amazing very efficient I’m a huge fan of the pay in 3 and 0% interest. Reviewed on: 8th June 2026

Using finance with an easy buy option makes it easie...

4
Using finance with an easy buy option makes it easier to order and apply at checkout. Being pre assessed also makes it quicker and more secure. Reviewed on: 8th June 2026

Good System.

5
Good System.......to balance your spending Reviewed on: 8th June 2026

Paypal credit

5
Have been using paypal for years and not had any issues, Reviewed on: 8th June 2026

Could never fault PayPal

5
Been using PayPal for years with ebay, and now other websites when avaliable its just so easy to login, verify and make payments Reviewed on: 8th June 2026

PayPal credit save me for many reasons

5
PayPal credit save me for many reasons Reviewed on: 8th June 2026

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