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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,795 reviews, last reviewed 16th Jun 2026
4137150% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

its there when you need help helped when i needed it the most and easy manageable Reviewed on: 16th June 2026
Jannine's avatar
Jannine

Latest lowest rating:

2

Often left without options to use features at checko... Often left without options to use features at checkout without explanation. The provider also closes dispute cases in favour of the seller by default ... Read more Reviewed on: 16th June 2026
Eric D's avatar
Eric D
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140795)

I have used Pay pal for a long time now and I love t...

5
I have used Pay pal for a long time now and I love the App, for some reason I can no longer access it. Otherwise I have had no issues with paypal , easy to use and handy Reviewed on: 24th April 2026
Llinos Griffiths's avatar
Llinos Griffiths

Paypal credit has been great for me, generous limit...

5
Paypal credit has been great for me, generous limit and 0% for 4 months gives me the flexibility to grab some bits for very little and spread the cost. Reviewed on: 24th April 2026
MP's avatar
MP

Everything is what I need any day any time

5
Everything is what I need any day any time Reviewed on: 24th April 2026
Rafal G's avatar
Rafal G

Hassle-free, I have never had a bad experience with...

5
Hassle-free, I have never had a bad experience with PayPal Reviewed on: 24th April 2026
Raymond M's avatar
Raymond M

So simple and easy.

5
So simple and easy. Love the interest free period and how the repayment dates are clear so you don’t trip up with repayments. some sort of alert would be helpful to ensure you don’t forget or miss the deadline. Very pleased with the service. Reviewed on: 24th April 2026
Dawn H's avatar
Dawn H

Paypal-credit helped me out loads with stuff when I...

5
Paypal-credit helped me out loads with stuff when I didn't have money to get it that day and gave me good time to pay back interest free Reviewed on: 24th April 2026
Adam h's avatar
Adam h

All great.

5
All great. I would and do use all the time Reviewed on: 24th April 2026
William K's avatar
William K

Reliable

5
I’ve had a great experience with PayPal. It’s easy to use, secure, and transactions are always quick and reliable. I feel confident using it and would definitely recommend it to others. Reviewed on: 24th April 2026
Ildiko S's avatar
Ildiko S

Multiple tools to help spread the cost is great!

5
Pay in 3 is great for spreading costs. When money is tight, I use the credit and the 4 months free interest is a life saver. It allows me to spread the cost even more! Reviewed on: 24th April 2026
marcc's avatar
marcc

Good communication and very helpful

5
Good communication and very helpful Reviewed on: 24th April 2026
D B's avatar
D B

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