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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (56944 reviews)

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4.91

Based on 56,944 reviews, last reviewed 7th Apr 2026

567500% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My go-to for online shopping Honestly, PayPal’s made my life so much easier when shopping online. No digging for my card, no typing in long numbers — just a few clicks and done. P... Read more Reviewed on: 7th April 2026

Latest lowest rating:

2

Missed payment ,really ? Used PayPal for years no probs ,never missed a payment then one oversight by a debit not being paid when there was ample money in their account and th... Read more Reviewed on: 7th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (56944)

Simple

Simple to use. Great offers for interest free periods on payments such as pay in three or interest free periods on payments and payment plans. What's not to love? Reviewed on: 8th July 2022

PayPal credit

Easy to apply for and makes paying for big purchases easier on the pocket Reviewed on: 8th July 2022

PayPal credit is a great help

PayPal is amazing I can only recommend Reviewed on: 8th July 2022

Amazing!

I love PayPal credit! It is so easy to use and super easy to access. They have amazing customer advisors who are always available if you have any queries with your credit account Reviewed on: 8th July 2022

Best Credit Card offers

With interest free offers such as pay-in 4 it makes it easier to clear your balance quicker Reviewed on: 8th July 2022

Convenient and helpful

So far so good. It has helped me through some very intense months i hope to completely recover from soon Reviewed on: 8th July 2022

Excellent product

The product is excellent and customers service is unrivalled Reviewed on: 8th July 2022

Paypal

Very good , great product and easy to use Reviewed on: 8th July 2022

Hassle free

I use their services extensively and have never had a problem. Very fair. Reviewed on: 8th July 2022

Simple, generous credit

The PayPal service is a breeze to use and the 4 month interest free for purchases over £100 is incredibly useful. Reviewed on: 8th July 2022

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