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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57893 reviews)

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4.91

Based on 57,893 reviews, last reviewed 9th Apr 2026

654300% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very flexible payment options The pay in 3 instalments for smaller items & the 4 month interest free credit option for more expensive purchases is highly flexible. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (57893)

PayPal credit is the one!

Four months interest free best deal around Reviewed on: 10th July 2022

Great service

Makes life easier with payment options and I feel being taken care off and supported. Reviewed on: 9th July 2022

Love PayPal credit my life easy

Really great support for spending. Reviewed on: 9th July 2022

Fast & efficient

Easy to use website, easy to manage , a variety of other finance options , safe & secure too ! Reviewed on: 9th July 2022

Outstanding

Never had a problem, with fair interest rates, and all the support you will need. Reviewed on: 9th July 2022

Buyer are safe

easy to use and safe, i can send money to family members free of charge. Reviewed on: 9th July 2022

Great service to manage payments

PayPal credit makes it easy when you have unexpected expenses like the kettle or washing machine breaking. You can choose a payment option that suits you. Very convenient. Reviewed on: 9th July 2022

Hassle free

Excellent service and useability on websites Reviewed on: 9th July 2022

Easy to use and reliable

Good UI, ease of use instructions and reliable means to pay for the majority of transaction gateways. Reviewed on: 9th July 2022

Very helpful and useful

Very happy with my PayPal credit and I can recommend it to anyone Reviewed on: 9th July 2022

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