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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181138 reviews)

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4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181139)

PayPal is my go to method of payment

Service helps me out when I need money instantly. Excellent interest rates. Flexible payment plans. PayPal is my go to, I have the virtual card and the app. Reviewed on: 8th June 2026

Safe payment

Safe and secure payment method. I use PayPal to make payment Reviewed on: 8th June 2026

A great experience and easy to use.

A great experience and easy to use. Reviewed on: 8th June 2026

Never a problem with customer service

Never a problem with customer service Reviewed on: 8th June 2026

With everything going on in the world, people are in...

With everything going on in the world, people are in need of helping hand as PayPal credit, where you can helped your self and have 4 months to pay the money you used on your card over £100. I use it for flights, everyday spending. really thank you Reviewed on: 8th June 2026

Great way to spread cost, pay in 3 means I can sprea...

Great way to spread cost, pay in 3 means I can spread the cost over a few paychecks Reviewed on: 8th June 2026

Love paypal

Can always count on paypal when others fail Reviewed on: 8th June 2026

This is my go too way to pay.

This is my go too way to pay. It’s so easy and also helpful with payment options Reviewed on: 8th June 2026

I’m with PayPal more than 12 years and I am very hap...

I’m with PayPal more than 12 years and I am very happy and I can trust PayPal. Reviewed on: 8th June 2026

Easy to use and years old trusted company.

Easy to use and years old trusted company. I’m glad PayPal finally caught up with its competition. Reviewed on: 8th June 2026

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