Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181139 reviews)

View other PayPal products

4.73

Based on 181,138 reviews, last reviewed 1st Sep 2026

10% decrease in 5 star reviews

in the past 90 days

2% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My personal experience with PayPal I’ve personally had a really good experience with PayPal. I’ve found it easy and convenient to use, and I feel confident knowing my payments are handl... Read more Reviewed on: 1st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181139)

Easy to manage and help spread short term spend.

Easy to manage and help spread short term spend. The app makes all steps easy to understand . Flexible way to manage bigger items Reviewed on: 8th June 2026

Good experience

I have a good experience with PayPal Credit. It was easy to use and I had no issues. Reviewed on: 8th June 2026

I've always had a positive experience with PayPal Cr...

I've always had a positive experience with PayPal Credit. It's really easy to use, and the app flows really well to find what you need Reviewed on: 8th June 2026

Been with PayPal for years.

Been with PayPal for years. Always use PayPal as my 100% trusted agent for financial transactions. Peace of mind in my life is paramount. For me. PayPal, is the first and only fully trustworthy company I need to completely look after my purchases. Peace of mind. Keep life simple. Reviewed on: 8th June 2026

Always using PayPal for 3 months repayment.

Always using PayPal for 3 months repayment. Using PayPal credit. All website has PayPal payment method. Reviewed on: 8th June 2026

Always a great experience with PayPal, super easy to...

Always a great experience with PayPal, super easy to navigate the app Reviewed on: 8th June 2026

Great customer care

I’ve always been pleased with Paypals customer support and professional help Reviewed on: 8th June 2026

Easy to use and set up

Easy to use and set up excellent access to your account, keeping track of your credit and paying off early when you want to. Reviewed on: 8th June 2026

I haven't received free cancellation and had to pay...

I haven't received free cancellation and had to pay intrest without notification Reviewed on: 8th June 2026

Im used PayPal credit always hassle free

Im used PayPal credit always hassle free Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101297 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub